2.9: Step-Up Authentication Is Successful

This test verifies how your system reacts to a successful step-up (or challenge) authentication transaction.

Card Type	Test Card Number
	3-D Secure 2.1.0	3-D Secure 2.2.0
American Express Card Type = 003	—	34000 00 0000 2534
Cartes Bancaires Mastercard Card Type = 036	520000 00 0000 3092	520000 00 0000 4074
Cartes Bancaires Visa Card Type = 036	400000 00 0000 3139	400000 00 0000 4855
Diners Club Card Type = 005	—	601100 00 0000 2265
Discover Card Type = 004	—	601100 00 0000 2265
EFTPOS Mastercard Card Type = 002	520000 00 0000 5311	—
EFTPOS Visa Card Type = 001	400000 00 0000 5290	—
Elo Card Type = 054	—	650529 00 0000 2190
ITMX Mastercard Card Type = 002	557755 01 2100 0026	557755 01 2200 0025
ITMX Visa Card Type = 001	463208 21 0000 0021	463208 22 0000 0020
JCB J/Secure Card Type = 007	—	333800 00 0000 0569
mada Mastercard Card Type = 060	—	520000 00 0000 8160 The merchant’s country must be set to SA within the merchant profile, or the CountryCodeOverride field must be set to SA on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, brand authentication, and the ACS reference number.
mada Visa Card Type = 060	—	400000 00 0000 8270 The merchant’s country must be set to SA within the merchant profile, or the CountryCodeOverride field must be set to SA on the Lookup Request. The response will include the 3-D Secure operator ID, DS reference number, brand authentication, and the ACS reference number.
Mastercard Card Type = 002	—	520000 00 0000 2151
UnionPay International Card Type = 062	620001 99 9980 0019	810001 00 0000 0688
Visa Card Type = 001	—	400000 00 0000 2503

Reason code

=

475

The cardholder is enrolled in payer authentication. Authenticate before proceeding with authorization.

VERes enrolled =

Y

PARes status =

C

XID = <XID value>

This table lists the expected ECI raw values and their respective string values from this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
American Express	07	aesk
Cartes Bancaires Mastercard	00	spa
Cartes Bancaires Visa	07	vbv
Diners Club	07	pb
Discover	07	dipb
EFTPOS Mastercard	07
EFTPOS Visa	07
Elo	07	cs
ITMX Mastercard	07
ITMX Visa	07	lss
JCB J/Secure	07	js
mada Mastercard	00	spa or mada
mada Visa	07	vbv or mada
Mastercard	00	spa
UnionPay International	07	up3ds
Visa	07	vbv

Reason code

=

100

PARes status =

Y

XID = <XID value>

CAVV = <CAVV value>

This table lists the expected ECI raw values and their respective string values from validating this transaction. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
American Express	05	aesk
Cartes Bancaires Mastercard	02	spa
Cartes Bancaires Visa	05	vbv
Diners Club	05	pb
Discover	05	dipb
EFTPOS Mastercard	05
EFTPOS Visa	05
Elo	05	cs
ITMX Mastercard	02
ITMX Visa	05	lss
JCB J/Secure	05	js
mada Mastercard	02	spa or mada
mada Visa	05	vbv or mada
Mastercard	02	spa
UnionPay International	05	up3ds
Visa	05	vbv

If you request Validate Authentication and authorization services separately, add the required payer authentication values to your authorization request. If you request the Validate Authentication and authorization services together, the process described above occurs automatically. The merchant should include the CAVV and ECI values in the authorization message.