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Authentication with Flex Microform Tokens

A Flex Microform token is valid for 15 minutes. After 15 minutes, a new Flex Microform token is needed.

Setting Up Device Data Collection When Using a Flex Microform Token

Running the Setup service identifies the customer's bank and prepares for collecting data about the device that the customer is using to place the order. In this use case, a Flex Microform token is used instead of the payment card data. Flex Microform tokens are only valid for 15 minutes.

Card-Specific Requirements

Some payment cards require specific information to be collected during a transaction.
This field is required when the card type is Cartes Bancaires, JCB, UnionPay International, or Meeza.

Country-Specific Requirements

These fields are required for transactions in specific countries.
This field is required for transactions in the US, Canada, and Mainland China.
This field is required when the
billTo_country
 field value is
US
 or
CA
.
For Meeza transactions, this value must be set to
EG
 if Egypt was not set as the country in the merchant configuration during merchant onboarding.
For Meeza transactions, this value must be set to
EG
 if Egypt was not set as the country in the merchant configuration during merchant onboarding.

Endpoint

Set the
payerAuthSetupService_run
 field to
true
.
Send the request to:
Production:
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
Test:
https://ics2wstest.ic3.com/commerce/1.x/transactionProcessor

Required Fields for Setting Up Device Data Collection When Using a Flex Microform Token

This field is required to use a Flex Microform token when you request the payer authentication Setup service.

Required Fields

payerAuthSetupService_run
tokenInfo_transientToken

Checking Enrollment When Using a Flex Microform Token

Running the Check Enrollment service identifies the customer's bank and prepares for collecting data about the device that the customer is using to place the order. In this use case, a Flex Microform token is used instead of the payment card data. Flex Microform tokens are only valid for 15 minutes.

Card-Specific Requirements

Some payment cards require specific information to be collected during a transaction.
This field is required when the card type is Cartes Bancaires, JCB, UnionPay International, or Meeza.

Country-Specific Requirements

These fields are required for transactions in specific countries.
This field is required for transactions in the US, Canada, and Mainland China.
This field is required when the
billTo_country
 field value is
US
 or
CA
.
For Meeza transactions, this value must be set to
EG
 if Egypt was not set as the country in the merchant configuration during merchant onboarding.
For Meeza transactions, this value must be set to
EG
 if Egypt was not set as the country in the merchant configuration during merchant onboarding.

Endpoint

Set the
payerAuthSetupService_run
 field to
true
.
Send the request to:
Production:
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
Test:
https://ics2wstest.ic3.com/commerce/1.x/transactionProcessor

Required Fields for Checking Enrollment When Using a Flex Microform Token

These fields are the minimum fields required for verifying that a customer is enrolled in a payer authentication program while using a Flex Microform token. It doesn't matter if the enrollment check is frictionless or results in a challenge, the same fields are required in the request. The fields in the response will differ.

Required Fields

This field is required for the US and Canada.
This field is required for the US and Canada.
This field is required for the US and Canada.
This field is required when
card_accountNumber
 is included.
This field is required when
card_accountNumber
 is included.
payerAuthEnrollService_run
This field is required (when available) unless market or regional mandate restricts sending this information.
This field is optional when you use the
item_#_unitPrice
 field.

Validating a Challenge When Using a Flex Microform Token

Running the Validation service identifies the customer's bank and prepares for collecting data about the device that the customer is using to place the order. In this use case, a Flex Microform token is used instead of the payment card data. Flex Microform tokens are only valid for 15 minutes.

Card-Specific Requirements

Some payment cards require specific information to be collected during a transaction.
This field is required when the card type is Cartes Bancaires, JCB, UnionPay International, or Meeza.

Country-Specific Requirements

These fields are required for transactions in specific countries.
This field is required for transactions in the US, Canada, and Mainland China.
This field is required when the
billTo_country
 field value is
US
 or
CA
.
For Meeza transactions, this value must be set to
EG
 if Egypt was not set as the country in the merchant configuration during merchant onboarding.
For Meeza transactions, this value must be set to
EG
 if Egypt was not set as the country in the merchant configuration during merchant onboarding.

Endpoint

Set the
payerAuthSetupService_run
 field to
true
.
Send the request to:
Production:
https://ics2ws.ic3.com/commerce/1.x/transactionProcessor
Test:
https://ics2wstest.ic3.com/commerce/1.x/transactionProcessor

Required Fields for Validating a Challenge When Using a Flex Microform Token

These are the minimum fields required to use a Flex Microform token when you validate a Payer Authentication challenge.