Validation and Authorization Request

This is a Payer Authentication Validation and Authorization request example and its corresponding response using the Hybrid implementation.

Validate and Authorization Request

payerAuthValidateService_run=true
merchantID=patest
merchantReferenceCode=23AEE8CB6B62EE2AF07
item_0_unitPrice=19.99
purchaseTotals_currency=USD
card_expirationMonth=01
card_expirationYear=2020
card_accountNumber=xxxxxxxxxxxxxxxx
card_cardType=001
payerAuthValidateService_authenticationTransactionID=
UhGFMeW6IPZbgt9diHK0
referenceID=CybsTester-cc719e84

Validate and Authorization Response

requestID=0340290070000167905080
merchantReferenceCode=23AEE8CB6B62EE2AF07
purchaseTotals_currency=USD
decision=ACCEPT
reasonCode=100
payerAuthValidateReply_reasonCode=100
payerAuthValidateReply_authenticationResult=0
payerAuthValidateReply_authenticationStatusMessage=Success
payerAuthValidateReply_cavv=Y2FyZGluYWxjb21tZXJjZWF1dGg=
payerAuthValidateReply_commerceIndicator=vbv
payerAuthValidateReply_eci=5
payerAuthValidateReply_eciRaw=05
payerAuthValidateReply_paresStatus=Y
payerAuthValidateReply_reasonCode=100
payerAuthValidateReply_specificationVersion=2.0.1
request_token=AhjzbwSTHCfKtXsaE6elEQJP+BFNcZtIHTiD9au3tjijj5Uar+AuAAAAkAY5

This is an example of an Payer Authentication Validation and Authorization request and its corresponding response using Google Pay as the digital payment option. The Google Pay developer guide has additional information and code samples. There is a Google Pay developer guide available for each processor.

When requesting an authorization for a Google Pay transaction, be sure to:

Set the

encryptedPayment_data

field to the string value generated from the full wallet response.

Set the

paymentNetworkToken_requestorID

field to your token requestor ID.

Set the

payment_solution

field to

012

Request

merchantID=patest
merchantReferenceCode=0001
purchaseTotals_currency=USD
purchaseTotals_grandTotalAmount=30.00
ccAuthService_run=true
payerAuthValidateService_authenticationTransactionID=T2335oS0o1FC65qav0xsx0
encryptedPayment_data=ABCDEFabcdefABCDEFabcdef0987654321234567
payerAuthValidateService_run=true
paymentSolution=012

Response

ccAuthReply_amount=30.00
ccAuthReply_authorizationCode=888888
ccAuthReply_authorizedDateTime=2020-08-24T20:06:35Z
ccAuthReply_avsCode=X
ccAuthReply_avsCodeRaw=I1
ccAuthReply_cvCode=M
ccAuthReply_cvCodeRaw=M
ccAuthReply_paymentNetworkTransactionID=123456789619999
ccAuthReply_processorResponse=100
ccAuthReply_reasonCode=100
ccAuthReply_reconciliationID=734426477E432MHS
merchantReferenceCode=0001
payerAuthValidateReply_acsTransactionID=8a947b83-04b4-4beb-a2b3-dcc1a5f94a12
payerAuthValidateReply_authenticationResult=0
payerAuthValidateReply_authenticationStatusMessage=Success
payerAuthValidateReply_cardBin=40000000
payerAuthValidateReply_cardTypeName=VISA
payerAuthValidateReply_cavv=MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=
payerAuthValidateReply_commerceIndicator=vbv
payerAuthValidateReply_directoryServerTransactionID=395fb036-cfc6-462b-b28d-d6ed7c970cdd
payerAuthValidateReply_eci=05
payerAuthValidateReply_eciRaw=05
payerAuthValidateReply_paresStatus=Y
payerAuthValidateReply_reasonCode=100
payerAuthValidateReply_specificationVersion=2.2.0
payerAuthValidateReply_threeDSServerTransactionID=7432a600-8336-4f87-abe9-66f741708a1d
payerAuthValidateReply_xid=MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=
purchaseTotals_currency=USD
reasonCode=100
requestID=5982995945196028003011
requestToken=Axj/7wSTRFa/iOJ7uYLDABEg3ZtGjJs0bt4rRmymyKaiOEtVlSQFRHCWqypOkDLuA
O1eDSTKuj0kshoD5NEVr+I4nu5gsMAA9ACm