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Verification Codes

Verification codes indicate the results of ACH verification and are returned in the following fields.
For a description of ACH verification for payments, see "ACH Verification."

Table:

Response Fields for Verifications Codes
Service
Mapped Value
Raw Value
/pts/v2/payments
processorInformation.ACHVerification.resultCode
processorInformation.ACHVerification.resultCodeRaw
/pts/v2/credits
processorInformation.ACHVerification.resultCode
processorInformation.ACHVerification.resultCodeRaw

Mapped Verification Codes

Table:

Mapped Verification Codes
Code
Description
00
Success: account number and routing number are OK.
01
Success: account number was corrected; routing number is OK.
02
Success: routing number was corrected; account number is OK.
03
Success: account number and routing number were corrected.
04
Declined: routing number did not pass verification.
98
Unavailable: unable to perform ACH verification.
99
Invalid: response from ACH verification is invalid.

Raw Verification Codes

Table:

Raw Verification Codes
Code
Description
1
Accepted: routing number is valid. Account number is valid.
2
Accepted: routing number is valid. Account number is invalid; use corrected account number.
3
Accepted: routing number is valid. Account number is valid.
4
Accepted: routing number is valid. Account number structure not recognized; account may be valid.
5
Accepted: routing number is not usable for ACH; use corrected routing number. Account number is valid.
6
Accepted: routing number is not usable for ACH; use corrected routing number. Account number is invalid; use corrected account number.
7
Accepted: routing number is not usable for ACH; use corrected routing number. Account number is valid.
8
Accepted: routing number is not usable for ACH; use corrected routing number. Account number structure not recognized; account may be valid.
9
Declined: routing number is not usable for ACH; no corrected routing number available.
10
Declined: routing number not found.
11
Declined: invalid routing number.
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