Customer Authentication
When you enable customer authentication through
Click to Pay
, you give
Cybersource
permission to send Visa the required authentication
information for each transaction.Click to Pay
authentication is only available for Visa branded cards that
are tokenized with Click to Pay
. If Click to Pay
does not
authenticate the transaction then you must authenticate it using another authentication
method outside of Click to Pay
, if required.IMPORTANT
American Express or Mastercard card brands cannot be
authentication through
Click to Pay
. You must use another
authentication method. When the customer completes a transaction using a Visa card that is already stored in
Click to Pay
, authentication is managed with Click to Pay
.
When the customer checks out using manual card entry and does not save their card to Click to Pay
, the transaction is not processed through Click to Pay
and you must complete authentication based on your existing
authentication method. Visa Prerequisites
Before you can begin customer authentication using
Click to Pay
, you
must meet these requirements:- TheallowPaymentTypesfield must includeCLICKTOPAYin the capture context. For more information, see Capture Context.
- The transacting merchant ID that sends the transaction requests must be configured for tokenization withClick to Pay. You must contact your implementation consultant or technical account manager to configure tokenization withClick to Pay.
- Set up Visa customer authentication in theBusiness Center. For more information, see Set Up Customer Authentication for Visa.