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Features

This section includes information on the features that are supported in
Click to Pay
.
Save Card
This feature enables you to display an option in the
Unified Checkout
UI for the cardholder to save their payment details for future use.
IMPORTANT
This feature is available only for card credentials that are manually entered during checkout. If
Click to Pay
is an available payment method, do
not
select
Save this card with
Click to Pay
.
When the customer selects the checkbox and finalizes their purchase, you receive a notification in the transient token response to your capture context request. The transient token payload includes the
consumerPreference.saveCard
field value set to
true
when the cardholder selects the option to save their card:
"captureMandate": { "requestSaveCard": true }
Email Autolookup
Automatic email lookup occurs when an email address is included in the capture context request. If the user has a
Click to Pay
account but is not on a recognized device, a one-time password (OTP) screen appears and the user is prompted to enter their OTP. If the user does not have a
Click to Pay
account, the user must enter their card information manually and they will have the option to create a
Click to Pay
account.
To enable email autolookup, you must include
CLICKTOPAY
as a value in the
allowedPaymentTypes
field and include an email address in the capture context.
Mobile as Identity for
Click to Pay
Click to Pay
supports mobile numbers as way to identify a user. This enables cardholders to use their mobile number instead of their email address in certain markets for Visa and Mastercard transactions.
When the
requestEmail
field is set to
false
and the
requestPhone
field is set to
true
, the cardholder is identified using the provided mobile number. When the
requestEmail
field is set to
true
and the
requestPhone
field is set to
false
, the cardholder is identified using the provided email address. When the
requestEmail
field is set to
true
and the
requestPhone
field is also set to
true
, the cardholder is identified using the provided email address first and then the mobile number if there is no match.
Removal of Confirm and Continue Screen
When
showConfirmstionStep
is set to
false
, you can remove the final summary confirmation screens from the checkout experience. When the UI displays cardholder data, the cardholder can review and, if necessary, edit their payment details before checkout is complete.
{ "captureMandate": { "showConfirmationStep": false } }
Click to Pay
Enrollment Pre-Check
You can have the
Click to Pay
box pre-checked when a user is manually entering their card details and
Click to Pay
is enabled. The customer can uncheck the box if necessary, which means the request is processed as a one-time manual PAN transaction. This is available when you set the
billingType
field to
PARTIAL
or
FULL
in the capture context. This ensures that the customer's billing country can be validated in the UI.
Click to Pay
enrollment pre-check is available in these countries:
  • Argentina
  • Brazil
  • Chile
  • Colombia
  • Kuwait
  • Mexico
  • Peru
  • Qatar
  • Saudi Arabia
  • South Africa
  • Ukraine
  • United Arab Emirates
{ "allowedPaymentTypes": [ "PANENTRY", "GOOGLEPAY", { "type": "CLICKTOPAY", "options": { "autoCheckEnrollment": true } }, "APPLEPAY", "PAZE" ] }
Checkout Button Name
When
Click to Pay Drop-In UI
loads, the payment buttons displayed are based on what you include in the
allowedPaymentTypes
object in the capture context. You can customize the text on the payment buttons by setting the
buttonType
field object in the capture context to one of these values:
  • ADD_CARD
  • CARD_PAYMENT
  • CHECKOUT_AND_CONTINUE
  • DEBIT_CREDIT
  • DONATE
  • PAY
  • PAY_WITH_CARD
  • SUBSCRIBE_WITH_CARD
If you do not include the
buttonType
field in your request, the payment button text defaults to
Checkout with card
. For example:
]

Features Available in Brazil

These features are available only in Brazil:
Combo Cards
A combo card is a single card that functions as both a debit and a credit card.
Click to Pay
enables the cardholder to choose whether to pay for a transaction using a debit or credit card. The cardholder can select the card type that they want to use when checking out with Visa cards. While in the card details section of the payment form, the cardholder is prompted to decide if they would like to pay using a debit or credit card. Credit is selected as the default option.
IMPORTANT
Combo cards are applicable only for issuers that are located in Brazil.
To enable combo cards during checkout, you must include the
comboCard
field in your capture context request and set the field value to
true
:
"captureMandate": { "comboCard": true }
When the
comboCard
field value is set to
true
, the option to use a debit or credit card appears for all Visa cards that are entered in
Click to Pay
and for all cards that are already stored in
Click to Pay
. If you do not want to offer combo card at checkout, do not include the
comboCard
field in your capture context request.
Cadastro de Pessoas Físicas (CPF) – Brazilian Tax ID
The tax ID feature is for customers in Brazil and provides your customers with a way to include their Consumer National Identifier when it is requested at checkout. Include this field in the capture context to display this field within the flow for manual card entry and
Click to Pay
transactions:
"captureMandate" : { "CPF": { "required": true } }
IMPORTANT
This feature is required for customers in Brazil.