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How It Works
You can use the
Microform Integration
JavaScript library to securely replace
sensitive input fields with Cybersource
-hosted secure iframes. These
iframes capture payment information, including card numbers and check data. This ensures
that sensitive data is handled securely within your checkout process.Accept Card Information
For card transactions, the captured card number is replaced with a mathematically
irreversible token that only you can use. This token can be used in place of the
card number for follow‑on transactions in existing
Cybersource
APIs. Microform Integration
replaces the following card payment fields in your
input form: - Payment Card (PAN)
- CVN
- Month (non-sensitive)
- Year (non-sensitive)
With this option you can pass in month and year in the request (if required) but
these fields are non-sensitive.
The figure below shows the
Microform Integration
process for accepting
card information.Figure:
Microform Integration
Process with Card InformationAccept Check Information
Microform Integration
also supports the
acceptance of check information. Accepting check information enables merchants to
collect funds from a customer's bank account through ACH transfer (US only). As with
card transactions, the sensitive check data is securely captured and is replaced
with a token. Microform Integration
replaces the following
check information fields in your payment input form: - Routing Number
- Account Number
- Account type (non-sensitive)
With this option you can pass in account type in the request (if required) but this
field is non-sensitive.
The figure below shows the
Microform Integration
process for accepting
check information.Figure:
Microform Integration
Process with Check Information