API Overview

Digital Accept Secure Integration Developer Guide
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introducing Digital Accept Secure Integration Product Suite

Flex API v2
- Flex API v2 Integration Task List
- Generating the Capture Context
- Validating the Capture Context
- Securing Payment Information
- Tokenizing Payment Information
- Validate the Transient Token
- Using the Transient Token to Process a Payment

Microform Integration v2
- How It Works
- PCI Compliance
- Getting Started
- Accept Card Information
  - Server-Side Setup
    - Capture Context
    - Creating the Server-Side Capture Context
    - Validating the Server-Side Capture Context
  - Client-Side Setup
  - Transient Tokens for Accepting Card Information
    - Transient Token Time Limit
    - Transient Token Response Format
    - Validating the Transient Token
    - Using the Transient Token to Process a Payment
- Accept eCheck Information
  - Server-Side Setup
    - Capture Context
    - Creating the Server-Side Capture Context
    - Validating the Server-Side Capture Context
  - Client-Side Setup
  - Transient Tokens for Accepting eCheck Information
    - Transient Token Time Limit
    - Transient Token Response Format
    - Validating the Transient Token
- Next Steps
- Reference
  - JavaScript API Reference
  - Capture Context API
  - Getting Started Examples
  - JSON Web Tokens
  - Browser Support
  - PCI DSS Guidance
  - Test Card Numbers

Introduction to Unified Checkout
- Unified Checkout Flow
- Server-Side Set Up
- Client-Side Set Up
  - Loading the JavaScript Library and Invoking the Accept Function
  - Complete Integration Examples
- Transient Tokens
  - Transient Token Format
  - Token Verification
  - Dual-Branded Cards
- Authorizations with a Transient Token
- Capture Context API
  - Features
  - Client Version History
  - Requesting the Capture Context
  - Validating the Capture Context
- Payment Details API
- JavaScript API Reference
- Unified Checkout Configuration
  - Webhooks Support
  - Enable Digital Payments
    - Enrolling in Apple Pay
    - Preparing a Device for Testing Apple Pay on Unified Checkout
    - Enabling Click to Pay
    - Enrolling in Google Pay
    - Managing Google Pay Authentication Types
    - Enrolling in Echeck/ACH Services
    - Enrolling in Alternative Payment Methods
  - Manage Permissions
    - Managing Permissions as a Direct Merchant
    - Managing Permissions as a Portfolio Administrator
- Test Your Unified Checkout Configuration
  - Test Payment Details
  - Customer Authentication
- Payment Methods
  - Cards
  - Online Bank Transfers
    - iDeal
    - Przelewy24|P24
    - Multibanco
    - Tink Pay By Bank
    - Verify Status for Online Bank Transfers (PPRO Enabled)
    - Verify Status for Online Bank Transfers (Tink Pay By Bank)
    - Handle Responses
  - Buy Now, Pay Later
    - Afterpay
    - Handle Responses
    - Captures
- Unified Checkout Appendix
  - Unified Checkout UI
    - Apple Pay UI
    - Click to Pay UI
    - Google Pay UI
    - Manual Payment Entry UI
    - Pay with Bank Account UI
    - Paze UI
  - JSON Web Tokens
  - Unified Checkout Integration Examples
    - Unified Checkout with Authorization
    - Unified Checkout with Sale
    - Unified Checkout with Sale and Decision Manager
    - Unified Checkout without Service Orchestration
    - Echeck Payment with a Transient Token
  - Supported Countries for Digital Payments
  - Supported Locales
  - Reason Codes

Introduction to the Click to Pay Drop-In UI
- Click to Pay Customer Workflows
  - Recognized Click to Pay Customer
  - Unrecognized Click to Pay Customer
  - Guest Customer
- Click to Pay Drop-In UI Flow
  - Enabling Unified Checkout in the Business Center
- Server-Side Set Up
- Client-Side Set Up
  - Loading the JavaScript Library and Invoking the Accept Function
  - Adding the Payment Application and Payment Acceptance
- Transient Tokens
- Capture Context API
  - Features
  - Requesting the Capture Context
  - Validating the Capture Context
- Payment Details API
- Payment Credentials API
- Unified Checkout Configuration
  - Upload Your Encryption Key
    - Generate a Public Private Key Pair
    - Uploading Your Key Pair
  - Enable Click to Pay
    - Enabling Click to Pay
  - Manage Permissions
    - Managing Permissions as a Direct Merchant
    - Managing Permissions as a Portfolio Administrator
- Click to Pay Appendix

Processing Authorizations with a Transient Token
- Authorization with a Transient Token
- Authorization and Creating TMS Tokens with a Transient Token

On This Page

Online Bank Transfers

Online bank transfers enable customers to complete their purchase by securely logging into their online banking environment. This method is secure, trusted, and widely used in many European countries.

This is how online bank transfers work:

Online Bank Transfers

The customer chooses online bank transfer as their payment method during checkout.

The customer chooses their bank from the list of available banks and is redirected to their bank's website or application where they are prompted to enter their account credentials.

The customer confirms their payment and completes the authorization process.

The customer is notified that the payment is complete.

The customer returns to your website for payment confirmation.

Unified Checkout supports these online bank transfer payment methods:

Bancontact

DragonPay

iDeal

Multibanco

MyBank

Przelewy24|P24

Tink Pay By Bank

Online Bank Transfer Payment Methods Enabled by PPRO
Payment Method	Method	Capture Context allowedPaymentTypes	Capture Context completeMandate.type	Separate Capture?	Payment Confirmation	Customer Country (Country Code)	Customer Currency
iDEAL	PPRO	IDEAL	CAPTURE or PREFER_AUTH	No	Immediate	Netherlands (NL)	EUR
Multibanco	PPRO	MULTIBANCO	CAPTURE or PREFER_AUTH	No	Immediate	Portugal (PT)	EUR
Przelewy24\|P24	PPRO	P24	CAPTURE or PREFER_AUTH	No	Immediate	Poland (PL)	PLN
Bancontact	PPRO	BANCONTACT	CAPTURE or PREFER_AUTH	No	Immediate	Belgium (BE)	EUR
MyBank	PPRO	MYBANK	CAPTURE or PREFER_AUTH	No	Immediate	Italy (IT)	EUR
						Belgium (BE)
						Portugal (PT)
						Spain (ES)
DragonPay	PPRO	DRAGONPAY	CAPTURE or PREFER_AUTH	No	Immediate	Philippines (PH)	PHP

Online Bank Transfer Payment Methods Not Enabled by PPRO
Payment Method	Capture Context allowedPaymentTypes	Capture Context completeMandate.type	Separate Capture?	Payment Confirmation	Customer Country (Country Code)	Customer Currency
Tink Pay by Bank	TINKPAYBYBANK	CAPTURE or PREFER_AUTH	No	Immediate	United Kingdom (GB)	GBP

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