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Mastercard Authorization with EMV Data

This section describes how to process a Mastercard authorization with EMV data for a nominal amount.

Response Field Handling

When you receive the

AUTH_DECLINE_CAPTURE_POSSIBLE

value in the

errorInformation.reason

REST API field of an authorization response, it indicates that a capture attempt will not be rejected automatically. Before processing the capture, verify that it is permitted in this scenario by reviewing the card scheme’s First Ride Risk and shared‑liability rules.

For an example of the field data, see the response in REST Example: Mastercard Authorization with EMV Data. For more information about the field, see the errorInformation.reason REST API field description.

Endpoint

Production:

POST https://api.cybersource.com/pts/v2/payments

Test:

POST https://apitest.cybersource.com/pts/v2/payments

Required Fields for a Mastercard Authorization with EMV Data

clientReferenceInformation.code
clientReferenceInformation.comments: Set this field to
TransitDA BAU nominal value auth
.
clientReferenceInformation.partner.solutionId: Cybersource provides the value for this field.
clientReferenceInformation.partner.thirdPartyCertificationNumber: Cybersource provides the value for this field.
clientReferenceInformation.transactionId
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
paymentInformation.card.type: Set this field to
002
.
paymentInformation.initiationChannel
pointOfSaleInformation.catLevel: Set this field to
2
.
pointOfSaleInformation.emv.tags
pointOfSaleInformation.entryMode: Set this field to
contactless
.
pointOfSaleInformation.serviceCode
pointOfSaleInformation.terminalCapability: Set this field to
5
.
pointOfSaleInformation.terminalId
pointOfSaleInformation.terminalPinCapability: Set this field to
0
.
pointOfSaleInformation.trackData
processingInformation.authorizationOptions.aggregatedAuthIndicator: Set this field to
true
.
processingInformation.authorizationOptions.authIndicator: Set this field to
0
.
processingInformation.authorizationOptions.deferredAuthIndicator: Set this field to
true
.
processingInformation.authorizationOptions.transportationMode
processingInformation.captureOptions.dateToCapture
processingInformation.commerceIndicator: Set this field to
retail
.
processingInformation.industryDataType: Set this field to
transit
.

REST Example: Mastercard Authorization with EMV Data

Request

{
    "clientReferenceInformation": {
        "comments": "TransitDA BAU nominal value auth",
        "code": "10000568",
        "transactionId": "20000568",
        "partner": {
            "thirdPartyCertificationNumber": "BPCDRC220403",
            "solutionId": "548UHQ8Z"
        }
    },
    "processingInformation": {
        "industryDataType": "transit",
        "commerceIndicator": "retail",
        "capture": "false",
        "captureOptions": {
            "dateToCapture": "0425"
        },
        "authorizationOptions": {
            "authIndicator": "0",
            "deferredAuthIndicator": "true",
            "aggregatedAuthIndicator": "true",
            "transportationMode": "00"
        }
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "10.00",
            "currency": "EUR"
        }
    },
    "paymentInformation": {
        "card": {
            "type": "002"
        },
        "initiationChannel": "00"
    },
    "pointOfSaleInformation": {
        "terminalId": "12345678",
        "catLevel": "2",
        "entryMode": "contactless",
        "terminalCapability": "5",
        "terminalPinCapability": "0", 
        "emv": {
            "tags": "5F2A0209768407A00000000410109F360200039F03060000000000009C01005F3401019F10120110A0000F040000000000000000000000FF9F33030008C89A032204259F2608093A260A58500E949F2701809F020600000000010082021B809F34033F00029F1A0209769F37046F4D8104950500200000019F6E06005601023030"
        },
        "trackData": ";5413XXXXXXXXXXXX=49122010123456789?",
        "serviceCode": "201"
    }
}

Response to a Successful Request

{
    "_links": {
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6508877845426512004004"
        }
    },
    "clientReferenceInformation": {
        "code": "10000574",
        "partner": {
            "solutionId": "548UHQ8Z"
        },
        "transactionId": "20000574"
    },
    "errorInformation": {
        "reason": "AUTH_DECLINE_CAPTURE_POSSIBLE",
        "message": "Authorization Declined. Follow-on Capture can be processed."
    },
    "id": "6508877845426512004004",
    "pointOfSaleInformation": {
        "emv": {
            "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48"
        }
    },
    "processorInformation": {
        "systemTraceAuditNumber": "164207",
        "networktransactionId": "016153570198200",
        "retrievalReferenceNumber": "211511164207",
        "transactionId": "016153570198200",
        "responseCode": "05",
        "avs": {
            "code": "2"
        }
    },
    "status": "AUTHORIZED"
}