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Discover Pay As You Go Workflow
The Discover Pay As You Go (PAYG) workflow begins when the rider taps a payment card at
the fare collection terminal.
- The cardholder taps the card to enter the transit system.
- The gate validates the card using offline data authentication (ODA), the card expiration date, and the deny list.
- When the card is valid, the gate allows the passenger to enter the transit system.
- When the ODA fails, the card is added to the deny list, and the debt recovery process begins. See Debt Recovery Workflows.
- You send an authorization request for a nominal amount. See Discover Authorization with EMV Data.
- When the authorization is successful, you calculate the fare for the travel period.
- When the fare is more than 15.00 USD, send an authorization or sale request for the higher amount. See Discover Sale with EMV Data.
- At the last tap of the day, submit a follow-on capture request for the day's aggregated fare amount.