Transaction Types

When you include the transaction type in your request, the description appears in the Business Center and transaction reports.

Transactions are grouped into these categories:

TransitDA
: deferred-aggregated (DA) transactions, which are also known as Visa MTT
and
Mastercard PAYG
transactions.

BAU
: business-as-usual transactions that represent no exceptions or errors for cardholders.

FRR
: first-ride-risk transactions that occur where first-ride-risk liability shift is being operated. These are specific to a card scheme and region.

DR
: debt-recovery transactions initiated by the merchant or when the cardholder taps a contactless card at a validator to enter the transit system.

DR CIT
: debt-recovery transactions initiated by the cardholder when they explicitly pay a debt, including e-commerce and telephone orders.

Service
: standard transactions for completing a payment.

Error
: standard transactions for handling transaction errors.

To include the transaction type, set the

clientReferenceInformation.comments

request field to the transaction value corresponding to the service description. These tables provide the value for each type of transaction:

Business as Usual (BAU)
Service	Field Value	Description
authorization	TransitDA BAU zero value auth	Zero amount authorization to verify a card.
authorization	TransitDA BAU nominal value auth	Nominal value authorization to verify a card.
authorization	TransitDA BAU full value auth	Deferred aggregated authorization for the aggregated value that is sent at the end of the travel period.
sale	TransitDA BAU full value sale	Deferred aggregated authorization and capture for the aggregated value that is sent at the end of the travel period.
capture	TransitDA BAU capture	Capture of any business as usual authorization. Could be a nominal authorization or full value authorization.
capture	TransitDA BAU capture (split)	Capture without a previous authorization. Used by Mastercard PAYG in the UK.
authorization	TransitDA BAU registration auth	Zero amount authorization as part of journey history service. Could include CVV2 and 3-D Secure 2.x.

First Ride Risk (FRR)
Service	Field Value	Description
authorization	TransitDA FRR full auth	Full amount authorization for a previous verification authorization request that was declined. Decline response is common.
capture	TransitDA FRR capture	Forced capture of a declined authorization when FRR funding applies.
authorization	TransitDA FRR MIT DR auth	Merchant-initiated authorization to clear a debt status after the TransitDA FRR capture is processed. If successful, the FRR capture is reversed.
reversal	TransitDA FRR MIT DR reversal	Reversal sent if previous TransitDA FRR MIT DR auth was successful.
authorization	TransitDA FRR tap DR auth	Authorization sent following a card tap to clear a debt status after TransitDA FRR capture is processed. If successful, the FRR capture is reversed.
reversal	TransitDA FRR tap DR reversal	Reversal when a TransitDA FRR tap DR auth was successful.

Debt Recovery (DR)
Service	Field Value	Description
sale	TransitDA Debt recovery MIT sale FPAN TransitDA Debt recovery MIT sale DPAN	Merchant-initiated debt recovery authorization and capture using a funding PAN (FPAN) or digital PAN (DPAN).
authorization	TransitDA Debt recovery MIT auth FPAN TransitDA Debt recovery MIT auth DPAN	Merchant-initiated debt recovery authorization using a funding PAN (FPAN) or digital PAN (DPAN).
capture	TransitDA Debt recovery MIT capture	Merchant-initiated debt recovery capture of a previous TransitDA Debt recovery MIT auth transaction.
sale	TransitDA Debt recovery tap sale	Tap-initiated EMV debt recovery authorization and capture.
authorization	TransitDA Debt recovery tap auth	Tap-initiated EMV debt recovery authorization.
capture	TransitDA Debt recovery tap capture	Tap-initiated EMV debt recovery capture of a previous TransitDA Debt recovery tap auth transaction.

Cardholder-Initiated Debt Recovery (DR CIT)
Service	Field Value	Description
sale	TransitDA Debt recovery CIT Ecom sale	Cardholder-initiated debt recovery authorization and capture.
authorization	TransitDA Debt recovery CIT Ecom auth	Cardholder-initiated debt recovery authorization.
capture	TransitDA Debt recovery CIT Ecom capture	Cardholder-initiated debt recovery capture of a previous TransitDA Debt recovery CIT Ecom auth transaction.
sale	TransitDA Debt recovery CIT Ecom 3DS2 sale	Cardholder-initiated debt recovery authorization and capture.
authorization	TransitDA Debt recovery CIT Ecom 3DS2 auth	Cardholder-initiated debt recovery authorization.
capture	TransitDA Debt recovery CIT Ecom 3DS2 capture	Cardholder-initiated debt recovery capture of a previous TransitDA Debt recovery CIT Ecom 3DS2 auth transaction.
sale	TransitDA Debt recovery CIT Moto sale	Cardholder-initiated debt recovery authorization and capture.
authorization	TransitDA Debt recovery CIT Moto auth	Cardholder-initiated debt recovery authorization.
capture	TransitDA Debt recovery CIT Moto capture	Cardholder-initiated debt recovery capture of previous TransitDA Debt recovery CIT Moto auth transaction.

Services
Service	Field Value	Description
refund	REFUND Automatic	Programmatic follow-on refund for a previous capture.
credit	CREDIT Automatic	Programmatic stand-alone credit.
refund	REFUND Manual	Manual follow-on refund for a previous capture.
credit	CREDIT Manual	Manual stand-alone credit.

Errors
Service	Field Value	Description
reversal	REVERSAL Timeout	Reversal of a previous request for which a response was not received.
reversal	REVERSAL other	Reversal for an authorization for a reason other than TransitDA FRR MIT DR reversal, TransitDA FRR tap DR reversal, or REVERSAL Timeout.
void	VOID Timeout	Void of a previous request for which a response was not received.
void	VOID Payment	Void of a payment within the same day.
void	VOID Capture	Void of a capture within the same day.
void	VOID Refund	Void of a refund within the same day.
void	VOID Credit	Void of a credit within the same day.