American Express Authorization with EMV Data

An American Express authorization with EMV data is an authorization request for a nominal amount of 1.00 USD or more. These two models are supported for American Express:
  • Account status check (Required function code to be 190)
  • Delayed online authorization (Required function code to be 100)

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments

Example: American Express Account Status Check Authorization with EMV Data

Request
{ "orderInformation": { "amountDetails": { "currency": "EUR", "totalAmount": "3.00" } }, "paymentInformation": { "card": { "type": "003" } }, "processingInformation": { "capture": false, "captureOptions": { "dateToCapture": "0901" }, "industryDataType": "transit", "commerceIndicator": "retail", "authorizationOptions": { "partialAuthIndicator": false, "deferredAuthIndicator": true, "aggregatedAuthIndicator": true } }, "pointOfSaleInformation": { "emv": { "tags": "9A032309019C01005F2A0209789F1A0203809F02060000000000009F03060000000000009F36020002820219C08408A000000025010901950500000080009F100706020103A400029F2608D89D7C3CA015E11C9F2701809F33030008889F34031F02029F3704A5CCF3EE9F6E04180000E05F340100", "cardSequenceNumber": "00" }, "catLevel": "2", "entryMode": "contactless", "trackData": ";374245XXXXXXXXXX=241270115041234500000?", "terminalId": "12345678", "terminalCapability": "5", "terminalPinCapability": "0" }, "clientReferenceInformation": { "comments": "TransitDA BAU nominal value auth", "code": "v7qWAImW6e", "partner": { "solutionId": "BUALWMZK", "thirdPartyCertificationNumber": "condue211609" }, "transactionId": "Fg1xkLJGMmmmvwbB9qWAImW6e" } }
Response to a Successful Request
{ "_links": { "authReversal": { "method": "POST", "href": "/pts/v2/payments/6984001952686181104951/reversals" }, "self": { "method": "GET", "href": "/pts/v2/payments/6984001952686181104951" }, "capture": { "method": "POST", "href": "/pts/v2/payments/6984001952686181104951/captures" } }, "clientReferenceInformation": { "code": "v7qWAImW6e", "partner": { "solutionId": "BUALWMZK" }, "transactionId": "Fg1xkLJGMmmmvwbB9qWAImW6e" }, "id": "6984001952686181104951", "orderInformation": { "amountDetails": { "authorizedAmount": "3.00", "currency": "EUR" } }, "paymentAccountInformation": { "card": { "type": "003" } }, "paymentInformation": { "accountFeatures": { "category": "AX", "group": "0" }, "tokenizedCard": { "type": "003" }, "card": { "type": "003" } }, "pointOfSaleInformation": { "emv": { "tags": "9F2701809F34031F02025F340100" } }, "processorInformation": { "systemTraceAuditNumber": "037806",  "approvalCode": "845614", "networktransactionId": "001032401292273", "retrievalReferenceNumber": "330009037806", "transactionId": "001032401292273", "responseCode": "00", "avs": { "code": "2" } }, "reconciliationId": "6984001952686181104951", "status": "AUTHORIZED", "submitTimeUtc": "2023-10-27T09:49:56Z" }

Example: American Express Delayed Online Authorization with EMV Data

Request
{ "orderInformation": { "amountDetails": { "currency": "EUR", "totalAmount": "8.00" } }, "paymentInformation": { "card": { "type": "003" } }, "processingInformation": { "captureOptions": { "dateToCapture": "0901" }, "industryDataType": "transit", "commerceIndicator": "retail" } }, "pointOfSaleInformation": { "emv": { "tags": "9A032309019C01005F2A0209789F1A0203809F02060000000000009F03060000000000009F36020002820219C08408A000000025010901950500000080009F100706020103A400029F2608D89D7C3CA015E11C9F2701809F33030008889F34031F02029F3704A5CCF3EE9F6E04180000E05F340100", "cardSequenceNumber": "00" }, "catLevel": "2", "entryMode": "contactless", "trackData": ";341111XXXXXXXXXX=241270215041234500000?", "terminalId": "12345678", "terminalCapability": "5", "terminalPinCapability": "0" }, "clientReferenceInformation": { "comments": "TransitDA BAU full value auth", "code": "v7qWAImW6e", "partner": { "solutionId": "BUALWMZK", "thirdPartyCertificationNumber": "condue211609" }, "transactionId": "Fg1xkLJGMmmmvwbB9qWAImW6e" } }
Response to a Successful Request
{ "_links": { "authReversal": { "method": "POST",              "href": "/pts/v2/payments/6984003567376178404953/reversals"          },          "self": {              "method": "GET",              "href": "/pts/v2/payments/6984003567376178404953"          }, "capture": {              "method": "POST", "href": "/pts/v2/payments/6984003567376178404953/captures" } }, "clientReferenceInformation": { "code": "v7qWAImW6e", "partner": { "solutionId": "BUALWMZK" },          "transactionId": "Fs8xkLJGNslmvwbZ9qWAImW6e" }, "id": "6984003567376178404953", "orderInformation": { "amountDetails": { "authorizedAmount": "8.00", "currency": "EUR" } }, "paymentAccountInformation": { "card": { "type": "003" } }, "paymentInformation": { "accountFeatures": { "category": "AX", "group": "0" }, "tokenizedCard": { "type": "003" }, "card": { "type": "003" } }, "pointOfSaleInformation": { "emv": { "tags": "9F2701809F34033F00005F340100910AEE43F0FD6F46AABF3030" } }, "processorInformation": { "systemTraceAuditNumber": "037809", "approvalCode": "437964", "networktransactionId": "000002605437964", "retrievalReferenceNumber": "330009037809", "transactionId": "000002605437964", "responseCode": "00", "avs": { "code": "2" } }, "reconciliationId": "6984003567376178404953", "status": "AUTHORIZED", "submitTimeUtc": "2023-10-27T09:52:39Z" }