Mass Transit Validation and Certification
Work with your payment technology provider (PTP) to allocate time to complete the
message-level validation (MLV) and EMV Level 3 certification with your mass transit fare
processing system. You must pass MLV before beginning EMV Level 3 certification. You
must complete validation and certification before your system can go live.
Message-Level Validation
Message-level validation (MLV) is a script-based field-level validation against
Cybersource
specifications.
Your PTP uses amount-based test triggers to send transactions into a test environment and the Visa Certification Management System for decryption. The test results are XML or RESTful output,
Business Center
test transactions, and log prints.
Cybersource
validates the results with these activities:
-
Cross edit checks
-
Data element validation
-
Interchange compliance
-
Data mapping validation
EMV L3 Certification
This topic is an overview of the Level 3 accreditation with
Cybersource
and
Visa Platform Connect
.
For details on how to design an EMV Level 3 certified payment application, see EMV Book 3:
Certification is a formal process to validate the device and application compliance with card scheme acceptance regulations. The certification team uses a brand test tool and simulator. The process involves:
-
Using a card simulator such as UL, ICC, or Fime.
-
Failed case analysis and resolution.
-
For Mastercard certification, your PTP submits results to Mastercard and pays the costs for approved partners that Mastercard uses.
-
For Visa certification,Cybersourcesubmits results to Visa.
-
Waivers from the card schemes for exceptions.
-
Card schemes responses or Letter of Approval (LOA) to signify acceptance and Level 3 certification.
The processes and support for Global Card Present Connect projects and direct merchant and acquirer projects are different, but the timelines are essentially the same.