Visa Mobility and Transport Transaction Workflow

The Visa Mobility and Transport Transaction (MTT) workflow begins when the rider taps a payment card at the fare collection terminal.

Figure:

Visa Mobility and Transport Transaction Workflow
Flow diagram that describes the Visa Mobility and Transport Transaction
                            model.
  1. The cardholder taps the card to enter the transit system.
  2. The validator checks the deny list to determine card validity, and allows the rider to enter the transit system.
  3. The back office submits an account verification request (AVR) to
    Cybersource
    . See Visa Account Verification Request (AVR) with EMV Data.
  4. When the authorization fails, the card is added to the deny list, and the debt recovery process begins. See Debt Recovery Workflows.
  5. During the travel period, the back office collects the rider's tap data to calculate the fare.
  6. At the end of the travel period, the back office submits a deferred authorization and capture request. See the Fare Calculation and Submission Workflow.