Visa Mobility and Transport Transaction Workflow
The Visa Mobility and Transport Transaction (MTT) workflow begins when the rider taps
a payment card at the fare collection terminal.
Figure:
Visa Mobility and Transport Transaction Workflow
- The cardholder taps the card to enter the transit system.
- The validator checks the deny list to determine card validity, and allows the rider to enter the transit system.
- The back office submits an account verification request (AVR) toCybersource. See Visa Account Verification Request (AVR) with EMV Data.
- When the authorization fails, the card is added to the deny list, and the debt recovery process begins. See Debt Recovery Workflows.
- During the travel period, the back office collects the rider's tap data to calculate the fare.
- At the end of the travel period, the back office submits a deferred authorization and capture request. See the Fare Calculation and Submission Workflow.