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Merchant-Initiated Sale for Discover Debt Recovery

Use this information to process a merchant-initiated sale for Discover debt recovery.

Endpoint

Production:

POST https://api.cybersource.com/pts/v2/payments

Test:

POST https://apitest.cybersource.com/pts/v2/payments

Required Fields for a Merchant-Initiated Sale for Discover Debt Recovery

clientReferenceInformation.code
clientReferenceInformation.comments: Set this field to
MIT Debt recovery for Discover
.
clientReferenceInformation.partner.solutionId: Cybersource provides the value for this field.
clientReferenceInformation.partner.thirdPartyCertificationNumber: Cybersource provides the value for this field.
clientReferenceInformation.transactionId
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
paymentInformation.card.expirationMonth
paymentInformation.card.expirationYear
paymentInformation.card.number
paymentInformation.card.type
processingInformation.authorizationOptions.debtRecoveryIndicator: Set this field to
true
.
processingInformation.authorizationOptions.ignoreAvsResult: Set this field to
true
.
processingInformation.authorizationOptions.ignoreCvResult: Set this field to
true
.
processingInformation.authorizationOptions.initiator.merchantInitiatedTransaction. previousTransactionId
processingInformation.capture: Set this field to
true
.
processingInformation.commerceIndicator
processingInformation.industryDataType: Set this field to
transit
.

REST Example: Merchant-Initiated Sale for Discover Debt Recovery

Request

{
	"clientReferenceInformation": {
		"code": "123456",
		"comments": "MIT Debt recovery for Discover",
		"transactionId": "1581515492",
		"partner": {
			"solutionId": "123456",
			"thirdPartyCertificationNumber": "123456789012"
		}
	},
	"processingInformation": {
		"reconciliationId": "6514890316826935604951",
		"commerceIndicator": "moto",
		"industryDataType": "transit",
		"capture": "true",
		"authorizationOptions": {
			"partialAuthIndicator": "false",
			"deferredAuthIndicator": "false",
			"aggregatedAuthIndicator": "false",
			"debtRecoveryIndicator": "true",
			"ignoreAvsResult": "true",
			"ignoreCvResult": "true"
		}
	},
	"initiator": {
		"merchantInitiatedTransaction": {
			"previousTransactionId": "305128510901924"
		}
	},
	"orderInformation": {
		"amountDetails": {
			"totalAmount": "16.00",
			"currency": "USD"
		}
	},
	"paymentInformation": {
		"card": {
			"type": "004",
			"number": "6510000000000810",
			"expirationYear": "2023",
			"expirationMonth": "12"
		}
	}
}

Response to a Successful Request

{
	"_links": {
		"void": {
			"method": "POST",
			"href": "/pts/v2/payments/7467135408716514904807/voids"
		},
		"self": {
			"method": "GET",
			"href": "/pts/v2/payments/7467135408716514904807"
		}
	},
	"clientReferenceInformation": {
		"code": "123456",
		"comments": "MIT Debt recovery  for Discover",
		"partner": {
			"solutionId": "123456"
		},
		"transactionId": "1581515492"
	},
	"id": "7467135408716514904807",
	"orderInformation": {
		"amountDetails": {
			"totalAmount": "16.00",
			"authorizedAmount": "16.00",
			"currency": "USD"
		}
	},
	"paymentAccountInformation": {
		"card": {
			"type": "004"
		}
	},
	"paymentInformation": {
		"accountFeatures": {
			"category": "DI",
			"group": "0"
		},
		"tokenizedCard": {
			"type": "004"
		},
		"card": {
			"type": "004"
		}
	},
	"processorInformation": {
		"systemTraceAuditNumber": "039454",
		"approvalCode": "842703",
		"cardReferenceData": "00",
		"networkTransactionId": "VISJ      305128511412635",
		"settlementDate": "5138",
		"retrievalReferenceNumber": "512814039454",
		"consumerAuthenticationResponse": {
			"code": "0",
			"codeRaw": "0"
		},
		"transactionId": "VISJ      305128511412635",
		"responseCode": "00",
		"avs": {
			"code": "1"
		}
	},
	"reconciliationId": "7467135408716514904807",
	"status": "AUTHORIZED",
	"submitTimeUtc": "2025-05-08T14:12:21Z",
	"tokenInformation": {
		"additionalInformation": "0"
	}
}