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Transaction Types

When you include the transaction type in your request, the description appears in the Business Center and transaction reports.

To include the transaction type in your request, set the

clientReferenceInformation.comments

request field to the transaction value corresponding to the service description.

These are transactions type categories:

TransitDA: This category is for transit deferred-aggregated (DA) transactions. These transactions are also called Visa MTT
and Mastercard PAYG
transactions.
BAU: This category is for business-as-usual (BAU) transactions that represent no exceptions or errors for cardholders.
FRR: This category is for first-ride-risk (FRR) transactions that occur where the first-ride-risk liability shift is being operated. These transactions are specific to a card scheme and region.
DR: This category is for debt-recovery (DR) transactions initiated by the merchant or when the cardholder taps a contactless card at a validator to enter the transit system.
DR CIT: This category is for debt-recovery (DR) customer-initiated transactions (CIT) that are initiated by the cardholder when they explicitly pay a debt, including e-commerce and telephone orders.
Service: This category is for standard transactions when completing payment transactions.
Error: This category is for standard transactions when handling transaction errors.

These tables provide the field values for the payment services supported by each transaction type.

Business as Usual (BAU) Transactions
Service	Field Value	Description
Authorization	TransitDA BAU zero value auth	Zero amount authorization to verify a card.
Authorization	TransitDA BAU nominal value auth	Nominal value authorization to verify a card.
Authorization	TransitDA BAU full value auth	Deferred aggregated authorization for the aggregated value that is sent at the end of the travel period.
Sale	TransitDA BAU full value sale	Deferred aggregated authorization and capture for the aggregated value that is sent at the end of the travel period.
Capture	TransitDA BAU capture	Capture of any business as usual authorization. Can be a nominal authorization or full value authorization.
Capture	TransitDA BAU capture (split)	Capture without a previous authorization. Used by Mastercard PAYG in the UK.
Authorization	TransitDA BAU registration auth	Zero amount authorization as part of journey history service. Can include CVV2 and 3-D Secure 2.x.

First Ride Risk (FRR) Transactions
Service	Field Value	Description
Authorization	TransitDA FRR full auth	Full amount authorization for a previous verification authorization request that was declined. Decline response is common.
Capture	TransitDA FRR capture	Forced capture of a declined authorization when FRR funding applies.
Authorization	TransitDA FRR MIT DR auth	Merchant-initiated authorization to clear a debt status after the TransitDA FRR authorization is processed. If successful, the FRR capture is reversed.
Reversal	TransitDA FRR MIT DR reversal	Reversal sent if previous TransitDA FRR MIT DR authorization was successful.
Authorization	TransitDA FRR tap DR auth	Authorization sent following a card tap to clear a debt status after TransitDA FRR authorization is processed. If successful, the FRR capture is reversed.
Reversal	TransitDA FRR tap DR reversal	Reversal when a TransitDA FRR tap DR authorization was successful.

Debt Recovery (DR) Transactions
Service	Field Value	Description
Sale	TransitDA Debt recovery MIT sale FPAN TransitDA Debt recovery MIT sale DPAN	Merchant-initiated debt recovery authorization and capture using a FPAN or DPAN.
Authorization	TransitDA Debt recovery MIT auth FPAN TransitDA Debt recovery MIT auth DPAN	Merchant-initiated debt recovery authorization using a FPAN or DPAN.
Capture	TransitDA Debt recovery MIT capture	Merchant-initiated debt recovery capture of a previous TransitDA Debt recovery MIT authorization transaction.
Sale	TransitDA Debt recovery tap sale	Tap-initiated EMV debt recovery authorization and capture.
Authorization	TransitDA Debt recovery tap auth	Tap-initiated EMV debt recovery authorization.
Capture	TransitDA Debt recovery tap capture	Tap-initiated EMV debt recovery capture of a previous TransitDA Debt recovery tap authorization transaction.

Cardholder-Initiated Debt Recovery (DR CIT) Transactions
Service	Field Value	Description
Sale	TransitDA Debt recovery CIT Ecom sale	Cardholder-initiated debt recovery authorization and capture.
Authorization	TransitDA Debt recovery CIT Ecom auth	Cardholder-initiated debt recovery authorization.
Capture	TransitDA Debt recovery CIT Ecom capture	Cardholder-initiated debt recovery capture of a previous TransitDA Debt recovery CIT Ecom authorization transaction.
Sale	TransitDA Debt recovery CIT Ecom 3DS2 sale	Cardholder-initiated debt recovery authorization and capture.
Authorization	TransitDA Debt recovery CIT Ecom 3DS2 auth	Cardholder-initiated debt recovery authorization.
Capture	TransitDA Debt recovery CIT Ecom 3DS2 capture	Cardholder-initiated debt recovery capture of a previous TransitDA Debt recovery CIT Ecom 3DS2 authorization transaction.
Sale	TransitDA Debt recovery CIT Moto sale	Cardholder-initiated debt recovery authorization and capture.
Authorization	TransitDA Debt recovery CIT Moto auth	Cardholder-initiated debt recovery authorization.
Capture	TransitDA Debt recovery CIT Moto capture	Cardholder-initiated debt recovery capture of previous TransitDA Debt recovery CIT MOTO authorization transaction.

Services Transactions
Service	Field Value	Description
Refund	REFUND Automatic	Programmatic follow-on refund for a previous capture.
Credit	CREDIT Automatic	Programmatic stand-alone credit.
Refund	REFUND Manual	Manual follow-on refund for a previous capture.
Credit	CREDIT Manual	Manual stand-alone credit.

Errors Transactions
Service	Field Value	Description
Reversal	REVERSAL Timeout	Reversal of a previous request for which a response was not received.
Reversal	REVERSAL other	Reversal for an authorization for a reason other than TransitDA FRR MIT DR reversal, TransitDA FRR tap DR reversal, or REVERSAL timeout.
Void	VOID Timeout	Void of a previous request for which a response was not received.
Void	VOID Payment	Void of a payment within the same day.
Void	VOID Capture	Void of a capture within the same day.
Void	VOID Refund	Void of a refund within the same day.
Void	VOID Credit	Void of a credit within the same day.