Mass Transit Payment Services Using EMV and Card Data

You can request these payment services for mass transit with EMV and card data:
  • Authorization for account verification and debt recovery
  • Sale for aggregated fares and debt recovery
  • Stand-alone credit
This table shows which EMV tags are:
  • M: mandatory
  • P: prohibited
  • O: optional
  • C: conditional (Send the tag when it is present in card and terminal.)
EMV Data Elements and Tags
Data Element
EMV Tag
American Express
Discover PAYG
Mastercard PAYG
Visa MTT
Transaction Date
9A
M
M
M
M
Transaction Type
9C
M
M
M
M
Transaction Currency Code
5F2A
M
M
M
M
Terminal Country Code
9F1A
M
M
M
M
Amount Authorized
9F02
M
M
M
M
Amount Other
9F03
M
M
M
M
Application PAN Sequence Number
5F34
M
P
C
O
Application Transaction Counter (ATC)
9F36
M
M
M
M
Application Interchange Profile (AIP)
82
M
M
M
M
Dedicated File (DF) Name
84
M
M
M
M
Terminal Verification Results (TVR)
95
M
M
M
M
Issuer Application Data
9F10
M
M
M
M
Application Cryptogram
9F26
M
M
M
M
Cryptogram Information Data (CID)
9F27
M
O
M
O
Terminal Capabilities
9F33
M
M
M
M
Cardholder Verification Method (CVM) Results
9F34
O
O
M
O
Unpredictable Number (UN)
9F37
M
M
M
M
Form Factor Indicator
9F6E
C*
C
O (Authorizations)
P (Refunds)
C
Mastercard Authenticated Application Data
9F60
Does not apply
Does not apply
O
Does not apply
Mastercard Kernel Identifier‐Terminal
96
Does not apply
Does not apply
O
Does not apply
*For contactless American Express transactions, if the form factor indicator data is available on the card, the merchant, acquirer, or processor must forward this information to the issuer.