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Configure the Extension

To configure the
Visa Acceptance for SMB
 extension, go to
Stores > Configuration > Sales > Payment Methods > Visa Acceptance
. Configure these fields:
Configure General settings
:
  • Environment
    :
    • Sandbox
      : Choose for testing of your
      Visa Acceptance for SMB
       test account.
    • Production
      : Choose for live transactions.
  • Merchant ID
    : Enter the transacting Merchant ID (MID) assigned to you by Visa Acceptance Solutions
    (SMB)
    .
  • API Key
    : Enter the Key from your REST API Shared Secret Key.
  • API Shared Secret Key
    : Enter the Shared Secret from your REST API Shared Secret Key.
  • Debug Mode
    :
    • Yes
      : Compiles detailed logs for every transaction. This option is recommended only for the Test Environment or when troubleshooting issues in Production.
    • No
      : Only basic logging occurs.
  • Message Level Encryption
    :
    • Enabled
      • Yes
        : Encrypts the full request message using JSON Web Tokens before being transmitted to the Visa Acceptance Platform.
      • No
        : Uses the HTTP Signature.
JSON Web Tokens use a digital certificate to prove who you are, while HTTP Signature uses a shared secret key to confirm that the message is genuine. Both methods are PCI compliant.
    • Certificate File
      : Upload the p12 certificate for your
      Visa Acceptance for SMB
       Merchant ID.
    • Key Password
      : Enter the password that was used when you created your p12 certificate.
Configure Secure Payment Methods
:
  • Enable
    : Choose
    Yes
     to enable the extension.
  • Title
    : Enter the label your customers see on the checkout page.
  • Payment Action
    : Choose one of these options:
    • Authorize and Capture
      : Captures the transaction automatically when the authorization is approved.
    • Authorize only
      : Sends an authorization request, and if it is approved, you must manually request a capture.
  • Card Types
    : Choose the card brands you want to offer to your customers.
  • Allowed Payment Methods
    : Choose the payment methods you want to offer to your customers. These payment card types must be enabled for your MID in the
    Business Center
    . See the
    Unified Checkout Developer Guide
     for details.
  • Select Layout
    :
    • Embedded
      : The payment widget appears inline on the checkout page.
    • Sidebar
      : The payment widget appears on the right side on the checkout page.
  • Payment from Applicable Countries
    :
    • All Allowed Countries
      : The
      Adobe Commerce
       global settings determine which countries to accept payment from.
    • Specific Countries
      : You specify which countries you want to accept payments from.
  • Payer Authentication
    /
    3-D Secure
    : Choose
    Yes
     to enable
    3-D Secure
    .
  • Digital Pay button in minicart
    : Choose
    Yes
     to enable Minicart checkout.
  • Tokenization
    : Choose
    Yes
     to enable your customers to save their payment cards for future purchases.
  • Tokenization Title
    : Enter the label you want your customers to see when they pay with a saved card.
  • Saved Card Verification
    : Choose
    Yes
     to request that your customer enter their card security code when paying with a saved card.
  • Enforce Strong Customer Authentication
    : Choose
    Yes
     to enforce a
    3-D Secure
     challenge when a customer saves their card for the first time.
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