- Introducing Payer Authentication
- Implementing Cardinal Cruise Direct Connection API Payer Authentication
- Implementing SDK Payer Authentication
- API Fields
- Testing Payer Authentication
- 3-D Secure 1.0 Testing
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REST API
PSD2
PSD2 (Payment Service Directive 2) is the new European regulatory framework that governs
payment processing and customer security and authentication. PSD2 establishes a European
Economic Area (EEA) single market for payments to encourage safer and more innovative
payment services. PSD2 mandates Strong Customer Authentication (SCA) for all electronic
payments. This requirement affects the way merchants receive payments from customers and
how customers are authenticated. PSD2 stipulates that two-factor authentication must be
applied for all electronic payments.