REST API

Comparing Payer Authentication and Payment Reports

There may be differences between the Payer Authentication report and the payment reports because an authenticated transaction may not be authorized.
The values (amounts and counts) in the Payer Authentication report may not match exactly your other sources of reconciliation because this report shows the transactions that were validated by payer authentication, not necessarily the transactions that were authorized. There are more likely to be reconciliation discrepancies if you process your authorizations outside of <keyword keyref="company"/>.
The amounts and numbers can be higher in the Payer Authentication report than in the payment reports. In this example, it shows the results of the first two numbers in the Payer Authentication report and the last one in the payment reports.
To reconcile your reports more easily when using payer authentication, we recommend that you attempt to authenticate the same amount that you want to authorize.
Payer Authentication Reports Compared to Payment Reports
For 10,000 orders, you may receive the following results:
  • 9900 successful enrollment checks (Payer Authentication report)
  • 9800 successful authentication checks (Payer Authentication report)
  • 9500 successful authorization checks (Payment report)