The device data collection collects the required browser data elements in order
to make the 3-D Secure 2.x request and invoke the 3-D Secure Method URL when it is
available.
The Cardinal Cruise Direct Connection API places the required Method URL on the
merchantEMV 3D Secure requirements, a merchant must place and run the Method URL on
their website if the issuing bank uses one.)
The Method URL is a concept in the EMV 3-D Secure protocol that allows an
issuing bank to obtain additional browser information prior to starting the
authentication session to help facilitate risk-based authentication. The implementation
techniques for obtaining the additional browser information are out of scope of the EMV
3-D Secure protocol. This process also occurred in 3-D Secure 1.0 when the customer's
browser was redirected to the ACS URL. The Method URL step provides a better user
experience.