Setup Service Request and Response Examples

The following are examples of a Setup service request that is called after selecting the payment instrument and the corresponding response.

Payer Authentication Setup Service Request

URL: https://apitest.cybersource.com/risk/v1/authentication-setups

{
  "clientReferenceInformation": {
    "code": "cybs_test",
    "partner": {
      "developerId": "7891234",
      "solutionId": "89012345"
    }
  },
  "paymentInformation": {
    "card": {
      "type": "001",
      "expirationMonth": "12",
      "expirationYear": "2025",
      "number": "XXXXXXXXXXXXXXXX"
    }
  }
}

Payer Authentication Setup Service Response

 {
  "clientReferenceInformation": {
    "code": "cybs_test",
    "partner": {
      "developerId": "7891234",
      "solutionId": "89012345"
    }
  },
  "consumerAuthenticationInformation": {
    "accessToken": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJqdGkiOiIwOTczYjBiMC00NmU1LTQ3NWQtYWUxMC04ZDFkYmRlMzQ0ZDYiLCJpYXQiOjE2MjgxMTk1OTMsImlzcyI6IjVkZDgzYmYwMGU0MjNkMTQ5OGRjYmFjYSIsImV4cCI6MTYyODEyMzE5MywiT3JnVW5pdElkIjoiNWI5YzRiYjNmZjYyNmIxMzQ0ODEwYTAxIiwiUmVmZXJlbmNlSWQiOiJiODRlM2RjYS1mNzRmLTQ1YjEtYTVkMC00YTE5ZGViN2I4MTMifQ.W_IetbptYPtIckZkLQY8nPAhVbnJ12NoniNTKnadswQ",
    "deviceDataCollectionUrl": "https://centinelapistag.cardinalcommerce.com/V1/Cruise/Collect",
    "referenceId": "b84e3dca-f74f-45b1-a5d0-4a19deb7b813",
    "token": "AxizbwSTVIEatEaJItj7ABEBURxNDQF4AEwIZNJMvRiuZhTAGAAA9QBZ"
  },
  "id": "6281195931256576203003",
  "status": "COMPLETED",
  "submitTimeUtc": "2021-08-04T23:26:33Z"
 }

The Payer Authentication APIs are capable of handling encrypted digital payment payloads instead of the payment information. The following is an example of an Payer Authentication Validate request and its corresponding response using Google Pay as the digital payment option.

Setup Request Using Google Pay

{
  "clientReferenceInformation": {
    "code": "cybs_test",
    "partner": {
      "developerId": "7891234",
      "solutionId": "89012345"
    }
  },
  "paymentInformation": {
"fluidData" : {
      "value" : "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"
    }
  },
  "processingInformation": {
    "paymentSolution": "012"
  }
}

Setup Response Using Google Pay

{
  "clientReferenceInformation": {
    "code": "cybs_test",
    "partner": {
      "developerId": "7891234",
      "solutionId": "89012345"
    }
  },
  "consumerAuthenticationInformation": {
    "accessToken": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJqdGkiOiI5MjlhZDAwYy0zZmEyLTQ5ODgtODRjNC1hYTcxMGFlY2I1OGEiLCJpYXQiOjE2Mjk4MjY5NjAsImlzcyI6IjVkZDgzYmYwMGU0MjNkMTQ5OGRjYmFjYSIsImV4cCI6MTYyOTgzMDU2MCwiT3JnVW5pdElkIjoiNWI5YzRiYjNmZjYyNmIxMzQ0ODEwYTAxIiwiUmVmZXJlbmNlSWQiOiI5NDkzZjJiZi04NmIwLTQ0ZmYtYmJjZS0wZjU1MjNlMWIzNGEifQ.FgVbwbW9_lwnlr4ovYR5VVPuVl6CklAVHHXS_5ODskA",
    "deviceDataCollectionUrl": "https://centinelapistag.cardinalcommerce.com/V1/Cruise/Collect",
    "referenceId": "9493f2bf-86b0-44ff-bbce-0f5523e1b34a",
    "token": "AxizbwSTVW4Mj1fvsU27ABEBURxPZebOAE1IZNJMvRiuZhTA9AAA+QBf"
  },
  "id": "6298269599786696003003",
  "status": "COMPLETED",
  "submitTimeUtc": "2021-08-24T17:42:40Z"
}