- Introducing Payer Authentication
- Implementing Cardinal Cruise Direct Connection API Payer Authentication
- Implementing SDK Payer Authentication
- API Fields
- Testing Payer Authentication
- 3-D Secure 1.0 Testing
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REST API
Test Case 3a: Transaction Risk Analysis Exemption - Low Value - Mastercard EMV 3-D Secure
2.1 and 2.2
You have performed a proprietary risk assessment and are requesting a transaction
risk analysis, low risk, or low value exemption based on fraud thresholds
established with the network. Be sure to use the correct test card number for your
version of 3-D Secure. The PARes Status will differ between the 3-D Secure
versions.
Card Type | Test Card Number |
---|---|
Mastercard CardType = 002 | (version 2.1.0) 5200 0000 0000 1161 (version 2.2.0) 5200 0000 0000 2052 |
Required Fields for Check Enrollment
Challenge code = 05
Results for the Check Enrollment Service
Status
= AUTHENTICATION_SUCCESSFUL
VERes enrolled = Y
PARes status (version 2.1.0) = N
(version 2.2.0) = I
CAVV = <CAVV value>
ECI = 06
Reason code = 81
Action
Proceed to Authorization.
You can also request the transaction risk analysis (TRA) exemption directly during
authorization depending on the region and your agreements with your acquirer and the
networks.