- Introducing Payer Authentication
- Implementing Cardinal Cruise Direct Connection API Payer Authentication
- Implementing SDK Payer Authentication
- API Fields
- Testing Payer Authentication
- 3-D Secure 1.0 Testing
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REST API
PSD2 Impact
If you are affected by PSD2, you must upgrade to 3-D Secure 2.x.
PSD2 requires additional security measures outlined in the Regulatory Technical
Standards (RTS) that become applicable in the future. PSD2 requires stronger identity
checks for online payments, particularly for high-value transactions.
PSD2 means changes for all companies in Europe that deal with payments. Some of
the implications for merchants include:
- Requiring two-factor authentication for all electronic payments, although there are exemptions to allow a frictionless flow.
- Requiring 3-D Secure e-commerce merchants to integrate dynamic authentication tools (such as 3-D Secure 2.x).