The merchant has performed a proprietary risk assessment and is requesting a transaction risk analysis, low risk, or low value exemption based on fraud thresholds established with the network.
Card Type
Test Card Number
Discover
CardType = 004
601100
00 0000 1002

Required Fields for Check Enrollment

Challenge code = 04

Results for the Check Enrollment Service

Status
 =
AUTHENTICATION_SUCCESSFUL
VERes enrolled = Y
PARes status = Y
CAVV = <CAVV value>

Action

Proceed to Authorization.
You can also request the TRA exemption directly during authorization depending on the region and your agreements with your acquirer and the networks.