REST Example: PIN Debit EBT Purchase with SNAP Account Swiped Track Data and Balance Inquiry

Endpoint:

Production:

POST https://api.cybersource.com/pts/v2/payments

Test:

POST https://apitest.cybersource.com/pts/v2/payments

Request

{
  "clientReferenceInformation": {
    "code": "ABC123",
    "partner": {
      "thirdPartyCertificationNumber": "PTP1234"
    }
  },
  "processingInformation": {
    "commerceIndicator": "retail",
    "purchaseOptions": {
      "isElectronicBenefitsTransfer": true
    },
    "electronicBenefitsTransfer": {
      "category": "FOOD"
    },
    "networkRoutingOrder": "K"
    },
    "authorizationOptions": {
      "balanceInquiry": "true"
  },
  "paymentInformation": {
    "paymentType": {
      "name": "CARD",
      "subTypeName": "DEBIT"
    },
    "card": {
      "useAs": "",
      "sourceAccountType": "UA"
    }
  },
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "60.00",
      "currency": "USD"
    }
  },
  "pointOfSaleInformation": {
    "entryMode": "swiped",
    "terminalCapability": 4,
    "trackData": "%B4111111111111111^JONES/JONES ^3112101976110000868000000?;4111111111111111=33121019761186800000?",
    "pinBlockEncodingFormat": 1,
    "encryptedPin": "52F20658C04DB351",
    "encryptedKeySerialNumber": "FFFF1B1D140000000005"
  }
}

Response to a Successful Request

{
  "_links": {
    "void": {
      "method": "POST",
      "href": "/pts/v2/payments/6899394241866346704953/voids"
    },
    "self": {
      "method": "GET",
      "href": "/pts/v2/payments/6899394241866346704953"
    }
  },
  "clientReferenceInformation": {
    "code": "ABC123" 
  },
  "id": "6899394241866346704953",
  "orderInformation": {
    "amountDetails": {
      "authorizedAmount": "60.00",
      "currency": "usd"
    }
   },
  "paymentInformation": {
    "tokenizedCard": {
      "requestorId": "41111111111",
      "assuranceLevel": "AB"
    },
    "accountFeatures": {
      "accountStatus": "R",
      "balances": [
        {
          "amountType": "03",
          "amount": "+30.00",
          "accountType": "98",
          "currency": "usd"
        },
        {
          "amountType": "03",
          "amount": "+50.00",
          "accountType": "98",
          "currency": "usd"
        }
      ]
    },

    "card": {
      "suffix": "1234"
    }
  },
  "processingInformation": {
    "reconciliationId": "6899394241866346704953"
  },
  "processorInformation": {
    "systemTraceAuditNumber": "108522",
    "routing": {
      "network": "0002"
    },
    "approvalCode": "831000",
    "retrievalReferenceNumber": "123456108522",
    "transactionId": "016153570198200",
    "responseCode": "00"
  },
  "reconciliationId": "6899394241866346704953",
  "status": "AUTHORIZED",
  "submitTimeUtc": "2023-07-21T12:00:59Z"
}