Card-Present Transaction Types

A card-present transaction occurs when the payment card is present at the your physical place of business. You can accept card-present payments at a point-of-sale (POS) payment terminal or on a mobile point-of-sale (mPOS) device.
These are the basic types of card-present transactions:
  • EMV
  • Magnetic stripe
  • Hand-keyed
Card-present transactions have risk control requirements for acquirers. For more information, see Card-Present Risk Control Requirements.