Retail Payment Services Using EMV and Card Data

This section describes how to process card-present retail payments using EMV and card data. The payment card must be present for these retail transactions.
These card-present payment types are supported:
  • Authorizations:
    • Contact EMV and online PIN. An EMV authorization is based on the EMV chip embedded in the cardholder's payment card.
    • Contact EMV and offline PIN
    • Contactless EMV and online PIN
    • Magnetic stripe swipe. This type of authorization is based on the magnetic stripe on the back of the cardholder's payment card.
    • Hand-keyed data. This type of authorization is based on you manually entering the card information into the payment terminal.
    • Cash advance with credit card
  • Capture
  • Capture for contact EMV authorization
  • Stand-alone credit
  • Authorization reversal
  • Void
  • Timeout void
  • Mobile point-of-sale (mPOS) authorizations and sales
  • PIN debit services
For more information about payment services and processing, see these resources: