- Retail Payment Services Using EMV and Card Data
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- PIN Debit Services
- PIN Debit EBT Purchase with SNAP Account Swiped Track Data and Balance Inquiry
- Mobile Point-of-Sale Payment Services
Magnetic Stripe Transactions
Payment cards typically store customer data on a magnetic stripe embedded in the back of
the card. A customer swipes their card on a payment terminal to pass this data to the
merchant's point-of-sale system. Swiping of the payment card is typically used for
non-EMV cards, such as some pre-paid cards, or as an alternative payment method when a
contact- or contactless-EMV payment fails.