REST Example: PIN Debit Balance Inquiry with Contactless EMV

Endpoint:

Production:

POST https://api.cybersource.com/pts/v2/payments

Test:

POST https://apitest.cybersource.com/pts/v2/payments

Request

{
  "clientReferenceInformation": {
    "code": "ABC123",
    "partner": {
      "thirdPartyCertificationNumber": "PTP1234"
    }
  },
  "processingInformation": {
    "commerceIndicator": "retail",
    "authorizationOptions": {
      "balanceInquiry": "true"
    }
  },
  "paymentInformation": {
    "paymentType": {
      "name": "CARD",
      "subTypeName": "DEBIT"
    },
    "card": {
      "useAs": "",
      "sourceAccountType": "UA"
    }
  },
  "merchantInformation": {
    "transactionLocalDateTime": "20200323103021"
  },
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "0.00",
      "currency": "USD"
    }
  },
  "pointOfSaleInformation": {
    "entryMode": "contactless",
    "terminalCapability": 4,
    "emv": {
      "tags": "9F3303204000950500000000009F3704518823719F100706011103A000009F26081E1756ED0E2134E29F36020015820200009C01009F1A0208409A030006219F02060000000020005F2A0208409F0306000000000000",
      "cardSequenceNumber": "01"
    },
    "trackData": ";4111111111111111=33121019761186800000?"
  }
}

Response to a Successful Request

{
  "_links": {
    "void": {
      "method": "POST",
      "href": "/pts/v2/payments/6898513109826580904004/voids"
    },
    "self": {
      "method": "GET",
      "href": "/pts/v2/payments/6898513109826580904004"
    }
  },
  "clientReferenceInformation": {
  "code": "ABC123" 
  },
  "id": "6898513109826580904004",
  "orderInformation": {
    "amountDetails": {
      "authorizedAmount": "0.00",
      "currency": "usd"
    }
  },
  "paymentInformation": {
    "accountFeatures": {
      "balances": [
        {
          "amountType": "02",
          "amount": "+20.00",
          "accountType": "00",
          "currency": "usd"
        }
      ]
    }
  }
},
  "processingInformation": {
    "reconciliationId": "6898513109826580904004"
  },
  "processorInformation": {
    "systemTraceAuditNumber": "191877",
    "routing": {
      "network": "0000"
    },
    "approvalCode": "831000",
    "retrievalReferenceNumber": "123456191877",
    "transactionId": "016153570198200",
    "responseCode": "00"
  },
  "reconciliationId": "6898513109826580904004",
  "status": "AUTHORIZED",
  "submitTimeUtc": "2023-07-20T11:08:31Z"
}