- Card-Present Authorizations
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Card-Present Mobile Point-of-Sale Payment Processing
- PIN Debit Services
- PIN Debit EBT Purchase with SNAP Account Swiped Track Data and Balance Inquiry
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REST API | Visa Platform Connect
EMV Transactions
A payment card that has an embedded chip is called an EMV (Europay, Mastercard, and Visa)
card. The customer's data is stored in the embedded chip, increasing the security of
credit, debit, and prepaid card transactions.
The EMV payment card data is obtained through the payment terminal in one of these ways:
- Contact
- The customer inserts a payment card that has an embedded chip into the payment terminal. You can choose to verify the customer's identity by requiring PIN entry on the terminal.
- Contactless
- The customer taps either a contactless-enabled card or payment-enabled mobile or wearable device on or near a contactless payment terminal. Enabled cards, phones, watches, and other devices use the same contactless technology.