API Overview

Card Present Connect | Retail Integration Guide
- Recent Revisions to This Document
- VISA Platform Connect: Specifications and Conditions for Resellers/Partners

Introduction to Card Present Connect | Retail
- Enabling the Card Present Connect Platform
- Card-Present Transaction Types
- Card-Present Transaction Risk Control Requirements

Retail Payment Services Using EMV and Card Data
- Retail EMV and Card Data
- Authorization with Contact EMV and Online PIN
- Authorization with Contact EMV and Offline PIN
- Authorization with Contactless EMV and Online PIN
- Authorization with Magnetic Stripe Swipe
- Authorizations with Hand-Keyed Data
- Authorization for Cash Advance with Credit Card
- Authorization Reversal
- Captures
- Capture for Contact EMV Authorization
- Stand-Alone Credit
- Voids for Capture or Credit
- Timeout Void for a Capture, Sale, Refund, or Credit

Introduction to PIN Debit Processing
- PIN Debit Integration
- PIN Debit Transactions
- PIN Debit Network Routing
- PIN Debit Processing Versus Credit Card Processing
- PIN Debit Reconciliation
- Track Data
- Terminal IDs
- Electronic Benefit Transfer

PIN Debit Optional Features
- Cash Back
- Merchant Descriptors
- Merchant-Inititated Reversals
- Partial Authorizations
- Payment Network Tokens
- Surcharge Fees

PIN Debit Services
- PIN Debit Purchase with Contactless EMV
- PIN Debit Purchase with Contact EMV
- PIN Debit Purchase with Contactless EMV and Cash Back
- PIN Debit Purchase with Swiped Track Data and Merchant Descriptors
- PIN Debit Partial Authorization with Swiped Track Data
- PIN Debit Purchase with Contactless EMV and a Surcharge Fee
- PIN Debit Balance Inquiry with Contactless EMV
- PIN Debit Balance Inquiry with Swiped Track Data
- PIN Debit Credit with Swiped Track Data
- PIN Debit Credit with Contactless EMV
- Reverse a PIN Debit Purchase or Credit
- PIN Debit EBT Purchase with a SNAP Voucher
- PIN Debit EBT Purchase with SNAP Account Swiped Track Data
- PIN Debit EBT Purchase with SNAP Account Swiped Track Data and Balance Inquiry
- PIN Debit EBT Purchase with a Cash Benefits Account Swiped Track Data and Cash Back
- Credit a PIN Debit EBT Purchase with SNAP Account
- Reverse a PIN Debit EBT Purchase

Mobile Point-of-Sale Payment Services
- Supported Mobile Point-of-Sale Solutions
- Authorization with an mPOS Using an Embedded Reader and Software PIN Entry
- Authorization with an mPOS Using an Embedded Reader and Software with No PIN Entry
- Authorization with an mPOS Using an External, Contact-Only Reader with No PIN Entry
- Authorization with an mPOS Using an External Reader and Hardware PIN Entry
- Authorization with an mPOS Using an External Reader and Software PIN Entry
- Sale with an mPOS Using an Embedded Reader and Software PIN Entry
- Sale with an mPOS Using an Embedded Reader and Software with No PIN Entry
- Sale with an mPOS Using an External, Contact-Only Reader with No PIN Entry
- Sale with an mPOS Using an External Reader and Hardware PIN Entry
- Sale with an mPOS Using an External Reader and Software PIN Entry

Dynamic Currency Conversion Payment Services
- Authorization with Dynamic Currency Conversion
- Capture with Dynamic Currency Conversion
- Sale with Dynamic Currency Conversion
- Stand-Alone Credit with Dynamic Currency Conversion

Retail Message-Level Validation Test Cases

EMV Transactions

A payment card that has an embedded chip is called an EMV card. The EMV transaction type is named after the three companies that developed the technology standard: Europay, Mastercard, and Visa. The cardholder data that is stored on the embedded chip is used to make transactions more secure and reduce fraud risks.

The EMV card data is obtained through the payment terminal in one of these ways:

Contact: The customer inserts a payment card with an embedded chip into the payment terminal. You can choose to verify the customer's identity by requiring PIN entry on the terminal.
Contactless: The customer taps either a contactless-enabled card or payment-enabled mobile or wearable device on or near a contactless payment terminal. Enabled cards, phones, watches, and other devices use the same contactless technology.