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Stand-Alone Credit with a Token
Use this information to process a stand-alone credit with a token.
A
stand-alone credit
is a credit that is not linked to a previous transaction.
When you process a stand-alone credit, there is no set limit on the amount because there
is no reference to the original transaction amount. There is no time limit for
requesting a stand-alone credit.IMPORTANT
Restrict access to the stand-alone credit service and do not make it
available directly on your customer-facing interface. Instead, include the feature in
your internal customer-service process to prevent misuse and make sure all requests are
reviewed.
When a stand-alone credit request is successful, the issuing bank for the payment card
takes money out of the merchant bank account and returns it to the customer. It
typically takes two to four days for the acquiring bank to transfer funds from the
merchant bank account.
Endpoint
Production:
POST
https://api.cybersource.com
/pts/v2/credits/Test:
POST
https://apitest.cybersource.com
/pts/v2/credits/Required Fields for a Stand-Alone Credit with a Token
REST Example: Stand-Alone Credit with a Token
Request
{ "clientReferenceInformation": { "transactionId": "43987654321", "partner": { "thirdPartyCertificationNumber": "123456789012" } }, "paymentInformation": { "card": { "expirationMonth": "03", "expirationYear": "2031", "type": "001" }, "instrumentIdentifier": { "id": "DCED1B858116F177E053AF598E0AA10A" } }, "orderInformation": { "amountDetails": { "totalAmount" : "200.00", "currency": "THB" } } }
Response to a Successful Request
{ "_links": { "void": { "method": "POST", "href": "/pts/v2/credits/6502828338426145304001/voids" }, "self": { "method": "GET", "href": "/pts/v2/credits/6502828338426145304001" } }, "clientReferenceInformation": { "code": "12345678", "transactionId": "43987654321" }, "creditAmountDetails": { "currency": "THB", "creditAmount": "200.00" }, "id": "6502828338426145304001", "orderInformation": { "amountDetails": { "currency": "THB" } }, "paymentAccountInformation": { "card": { "type": "001" } }, "paymentInformation": { "tokenizedCard": { "type": "001" }, "instrumentIdentifier": { "id": "DCED1B858116F177E053AF598E0AA10A", "state": "ACTIVE" }, "card": { "type": "001" } }, "reconciliationId": "6502828338426145304001", "status": "PENDING", "submitTimeUtc": "2022-04-18T11:53:54Z" }