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Alternative Payment Wallets

Digital wallets are secure applications or services that enable users to store payment details, such as debit or credit cards electronically.
For online transactions, the wallet securely passes a payment token to the merchant or payment processor. This means that you do not handle sensitive customer data directly. This reduces friction at checkout, improves conversion rates, and enhances security through built‑in authentication and tokenization.
Wallets are best suited for one‑time online purchases and express checkout experiences. Support for subscriptions and recurring payments varies by wallet, so you must ensure compatibility if future charges or merchant‑initiated transactions are required.
Unified Checkout
supports these wallet-based payment options:
  • PayPal
  • Venmo
This is how payments with digital wallets work:
Digital Wallet Payment Support
Payment Method
Capture Context
allowedPaymentTypes
Capture Context
completeMandate.type
Separate Capture?
Payment Confirmation
Customer Country (Country Code)
Customer ISO Currency Code
PayPal
PAYPAL
AUTH
PREFER_AUTH
Yes
Delayed
Global
AUD, BRL, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MYR, MXN,NOK, NZD, PHP, PLN, SEK, SGD,THB, TWD, and USD
PayPal
CAPTURE
No
Immediate
Venmo
VENMO
AUTH
PREFER_AUTH
Yes
Delayed
United States (US)
USD
Venmo
CAPTURE
No
Immediate

Prerequisites

To use PayPal you must meet these requirements:
  • You must adopt REST integration.
  • You must be on the new boarding platform and have a portfolio structure. If you are on the old boarding platform, you must migrate to the new boarding platform.
  • You must have sandbox credentials from PayPal.
  • PayPal credentials must be available for integration.
  • Your merchant ID (MID) must be enabled for Alternative Payments and
    Unified Checkout
    .
  • Your MID must have PayPal added as a processor (also called a feature) in the Alternative Payments Product.
  • Your MID must have PayPal/Venmo added as a feature in the
    Unified Checkout
    product.