Submitting Transactions Using the Virtual Terminal

You can process a debit in the
Business Center
 by using the Virtual Terminal.

Configuring the Virtual Terminal to Process eCheck Transactions

Follow these steps to enable the eCheck service on the Virtual Terminal.
  2. Navigate to
    Virtual Terminal
     >
    Terminal Settings
    . The Terminal Settings Page appears.
  3. Click the
    Global Payment Settings
     tab.
  4. In the Card Status drop-down menu, select
    Not Present
    .
  5. Choose
    Checks > Check Payment Options > Enable Check Payments
    , and check the
    Display
     box.
  6. Optional: Check the
    Display
     box to display the Electronic Check Reference Number.
  7. Optional: In the SEC Value drop-down menu, select an SEC code. If you do not select one, a default will be selected.

    ADDITIONAL INFORMATION

    If the e-commerce indicator (ECI) for the Virtual Terminal is
    MOTO
    , the value of the SEC code defaults to
    TEL
    . If the ECI for the Virtual Terminal is not set to
    MOTO
    , the value of the SEC code defaults to
    WEB
    .
  8. Click
    Submit
    , then click
    Confirm
    .

Processing eCheck Transactions Using the Virtual Terminal

Follow these steps to process an eCheck debit transaction using the Virtual Terminal:
  2. On the left navigation panel, click
    Virtual Terminal
     icon.
  3. Click
    One-Time Payment
    . The One-Time Payment page appears.
  4. Under Customer Presence, click
    Not Present
    .
  5. In Transaction Type, under Order Details, select
    Echeck Debit
    , enter the amount, and enter any Level II values that you collect.
  6. Under Merchant Defined Fields, enter merchant-defined values that you collect, if appropriate.
  7. Under Level III Fields, enter Level III values that you collect, if appropriate.
  8. Under Billing Information, enter information for billing the customer. Check the box if the shipping information is the same, or enter shipping information.
  9. Under Payment Information, enter the eCheck account information.
  10. If you want to create a token for this customer:
    1. In the Payment Information section of the page, select the
      Use payment details to create more transactions
       option.
    2. In the Subscription Information section of the page, choose the appropriate option in the Subscription Type drop-down menu.
  11. Click the link to read the terms and conditions, and check the box to confirm that you have read and agree to the terms and conditions.
  12. When you are finished, click
    Submit
    .