API Overview

eCheck Merchant Guide
- Recent Revisions to This Document

Introduction to the eCheck Service
- eCheck Transaction Types

Getting Started with the eCheck Service
- eCheck Application
  - Submitting the eCheck Application
  - Completing eCheck Application Fields
- Boarding Your Merchant Account for Sandbox Testing

Overview of eCheck Transaction Processing
- eCheck Settlement
  - eCheck Returns
  - eCheck Chargebacks
  - eCheck Credits and Refunds
- eCheck Transaction Statuses During Processing
- eCheck Integrations
- eCheck Risk Reserve
- eCheck Processing Limits and Settings
- eCheck Notice of Change
- Payment Authorization and Authentication for eCheck Transactions
- eCheck Records Retention Requirements

Manage eCheck Settings in the Business Center
- Managing Merchant Permissions in the Business Center
  - Creating Roles
  - Creating a User Account and Adding Roles
- Accessing eCheck Settings in the Business Center
  - eCheck Statements

Process eCheck Transactions Using the Business Center
- Submitting Transactions Using the Virtual Terminal
  - Configuring the Virtual Terminal to Process eCheck Transactions
  - Processing eCheck Transactions Using the Virtual Terminal
- Submitting Transactions Using Recurring Billing and Token Management Service
  - Creating an eCheck Recurring Subscription
  - Requesting an On-Demand Transaction
- eCheck Transaction Search and Details

Process eCheck Transactions Using the REST API
- Processing an eCheck Debit Transaction Using the REST API
- Processing a Recurring eCheck Debit Transaction Using the REST API
- Creating an eCheck Token Using the REST API
- Creating an eCheck Token and Processing an eCheck Transaction Using the REST API
- Using an eCheck Token to Submit an eCheck Debit Transaction Using the REST API

Accepting eCheck Payments through Unified Checkout, Pay by Link, and Invoicing
- Accepting eCheck Payments through Unified Checkout
- Accepting eCheck Payments through Invoices
- Accepting eCheck Payments through Payment Links

eCheck Reconciliation Reports
- Funding Details Report
- Chargeback Details Report
- Deposit Details Report

eCheck Reconciliation Reporting Case Study

On This Page

Optional Fields for Creating an eCheck Token and Processing an eCheck Transaction

clientReferenceInformation.applicationName
clientReferenceInformation.applicationUser
clientReferenceInformation.applicationVersion
orderInformation.billTo.address2
orderInformation.billTo.company.name
processingInformation.bankTransferOptions.secCode: Specifies the authorization method for the transaction. Possible values for this use case:
CCD
: Corporate cash disbursement.
PPD
: Prearranged payment and deposit entry.
TEL
: Telephone-initiated entry.
WEB
: Internet-initiated entry.
processingInformation.commerceIndicator: Type of transaction. Possible values for this use case:
internet
(default): Order placed from a website.
moto
: Mail order or telephone order.
recurring
: Recurring payment that is a US transaction or non-US mail order or telephone order (MOTO) transaction. For merchant-initiated transactions on Visa Platform Connect with Mastercard in India or with an India-issued card, the recurring value is used for the recurring payment scenario.

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