PIN Debit EBT Purchase with SNAP Account Swiped Track Data and Balance Inquiry

This section describes how to process a PIN debit EBT purchase with SNAP account swiped track data and balance inquiry.

Fields Specific to This Use Case

These API request fields and values are specific to this use case:
processingInformation.authorizationOptions.balanceInquiry
Set this field to
true
.
processingInformation.electronicBenefitsTransfer.category
Set this field to
FOOD
.
processingInformation.purchaseOptions.isElectronicBenefitsTransfer
Set this field to
true
.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments
Light Dark
Request 
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{"clientReferenceInformation": {
    "code": "ABC123",
    "partner": {
      "thirdPartyCertificationNumber": "PTP1234"
    }
  },
  "processingInformation": {
    "commerceIndicator": "retail",
    "purchaseOptions": {
      "isElectronicBenefitsTransfer": true
    },
    "electronicBenefitsTransfer": {
      "category": "FOOD"
    },
    "networkRoutingOrder": "K"
    },
    "authorizationOptions": {
      "balanceInquiry": "true"
  },
  "paymentInformation": {
    "paymentType": {
      "name": "CARD",
      "subTypeName": "DEBIT"
    },
    "card": {
      "useAs": "",
      "sourceAccountType": "UA"
    }
  },
  "orderInformation": {
    "amountDetails": {
      "totalAmount": "60.00",
      "currency": "USD"
    }
  },
  "pointOfSaleInformation": {
    "entryMode": "swiped",
    "terminalCapability": 4,
    "trackData": "%B4111111111111111^JONES/JONES ^3112101976110000868000000?;4111111111111111=33121019761186800000?",
    "pinBlockEncodingFormat": 1,
    "encryptedPin": "52F20658C04DB351",
    "encryptedKeySerialNumber": "FFFF1B1D140000000005"
  }}
Response to a Successful Request 
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{"_links": {
    "void": {
      "method": "POST",
      "href": "/pts/v2/payments/6899394241866346704953/voids"
    },
    "self": {
      "method": "GET",
      "href": "/pts/v2/payments/6899394241866346704953"
    }
  },
  "clientReferenceInformation": {
    "code": "ABC123" 
  },
  "id": "6899394241866346704953",
  "orderInformation": {
    "amountDetails": {
      "authorizedAmount": "60.00",
      "currency": "usd"
    }
   },
  "paymentInformation": {
    "tokenizedCard": {
      "requestorId": "41111111111",
      "assuranceLevel": "AB"
    },
    "accountFeatures": {
      "accountStatus": "R",
      "balances": [
        {
          "amountType": "03",
          "amount": "+30.00",
          "accountType": "98",
          "currency": "usd"
        },
        {
          "amountType": "03",
          "amount": "+50.00",
          "accountType": "98",
          "currency": "usd"
        }
      ]
    },

    "card": {
      "suffix": "1234"
    }
  },
  "processingInformation": {
    "reconciliationId": "6899394241866346704953"
  },
  "processorInformation": {
    "systemTraceAuditNumber": "108522",
    "routing": {
      "network": "0002"
    },
    "approvalCode": "831000",
    "retrievalReferenceNumber": "123456108522",
    "transactionId": "016153570198200",
    "responseCode": "00"
  },
  "reconciliationId": "6899394241866346704953",
  "status": "AUTHORIZED",
  "submitTimeUtc": "2023-07-21T12:00:59Z"}