processingInformation. commerceIndicator

Type of transaction.

Some payment card companies use this information when determining discount rates.

Possible Values for the Authorization Service:

E-Commerce Indicator Values
Value	Description
5	Secure e-commerce transaction with a credential-on-file (COF) token. Include paymentinformation.tokenizedCard.cryptogram in the authorization request.
aesk	American Express SafeKey authentication was successful.
aesk attempted	American Express SafeKey authentication was attempted but did not succeed.
dipb	Discover card type.
install	Installment payment. For merchant-initiated transactions on `Visa Platform Connect` with Mastercard in India or with an India-issued card, the install value is used for the installment payment scenario and for unscheduled credentials-on-file transactions.
install_internet	Non-U.S. e-commerce (Internet) installment payment. This value is not supported on all processors.
internet	Default value for authorizations. E-commerce order placed from a website. On `Ingenico ePayments`, this value is supported only for Cartes Bancaires.
js	JCB J/Secure authentication was successful.
js_attempted	JCB J/Secure authentication was attempted but did not succeed.
moto	Mail order or telephone order. On `Ingenico ePayments`, this value is supported only for Cartes Bancaires.
moto_cc	Mail order or telephone order from a call center. This value is available only on gateways in Asia, the Middle East, and Africa. Contact your Customer Support representative for details.
pb	ProtectBuy authentication was successful.
pb_attempted	ProtectBuy authentication was attempted but did not succeed.
recurring	Recurring payment that is a U.S. transaction or non-U.S. mail order/telephone order (MOTO) transaction. For merchant-initiated transactions on `Visa Platform Connect` with Mastercard in India or with an India-issued card, the recurring value is used for the recurring payment scenario.
recurring_internet	Recurring payment that is a non-U.S. e-commerce (Internet) transaction.
retail	Card-present transaction.
rpy	`RuPay` PaySecure authentication was successful.
spa	For Mastercard Identity Check: Authentication was successful or was attempted but did not succeed. The e-commerce indicator for all Mastercard Identity Check transactions, including authentication attempts, must be set to spa . Otherwise, the transactions are processed as non-identity check transactions. For secure transactions in France: Successful authentication for a Mastercard card or a Cartes Bancaires card that is co-badged with Mastercard.
spa_failure	For Mastercard Identity Check: Authentication failed. For secure transactions in France: Authentication failure for a Mastercard card or a Cartes Bancaires card that is co-badged with Mastercard.
up3ds	For secure transactions for `China UnionPay`: Authentication was successful for a China UnionPay domestic debit card.
up3ds_attempted	For secure transactions for `China UnionPay`: Authentication was attempted but did not succeed for a China UnionPay domestic debit card.
up3ds_failure	For secure transactions for `China UnionPay` domestic debit cards: Authentication failed for a China UnionPay domestic debit card.
vbv	For Visa Secure: Authentication was successful. For secure transactions in France: Successful authentication for a Visa card or a Cartes Bancaires card that is co-badged with Visa.
vbv_attempted	For Visa Secure: Authentication was attempted but did not succeed. For secure transactions in France: Authentication was attempted for a Visa card or a Cartes Bancaires card that is co-badged with Visa.
vbv_failure	For Visa Secure: Authentication failed. For secure transactions in France: Authentication failure for a Visa card or a Cartes Bancaires card that is co-badged with Visa.

Possible values for the credit service: internet
: E-commerce order placed through a website.
On Ingenico ePayments, this value is supported only for Cartes Bancaires.
moto
: Mail order or telephone order.
Not supported on Cielo or UATP.

On Ingenico ePayments, this value is supported only for Cartes Bancaires.

On Barclays, this value is not permitted for Mestro International cards.
recurring
: Recurring payment that is a U.S. transaction or non-U.S. MOTO transaction.
On Barclays, this value is not permitted for Mestro International cards.
recurring_internet
: Recurring payment that is a non-U.S. e-commerce (Internet) transaction.
Card-Present Transactions: For a card-present transaction, you must set this field to
retail
.
Payer Authentication: When you request the payer authentication and authorization services separately, get the value for this field from the
processingInformation.commerceIndicator
response field.
PIN Debit Transactions: For a PIN debit transaction, you must set this field to
retail
.
Apple Pay: For the merchant decryption method, one of these values is required:
aesk
,
dipb
,
internet
,
spa
,
vbv
.
Samsung Pay: For the merchant decryption method, one of these values is required:
aesk
,
internet
,
spa
.
Payouts: For Barclays, the value for an account funding transaction (AFT) can be one of these indicators:
internet
—For a transaction that does not use 3-D Secure.
vbv
or
vbv_attempted
—For a transaction that uses 3-D Secure.

For Chase Paymentech Solutions, the value for an account funding transaction (AFT) and original credit transaction (OCT) is
internet
.

For FDC Compass and Visa Platform Connect, the value for an original credit transaction (OCT) is
internet
.
Ingenico ePayments: When you omit this field on Ingenico ePayments, the processor uses the default transaction type that they have on file for you.

Specifications

Data Type:
String

Data Length:

Account funding transaction (AFT): 20

Card-not-present transaction: 20

Card-present transaction: 20

Original credit transaction (OCT): 13

PIN debit transaction: 13

Mapping Information

REST API Field:

processingInformation.commerceIndicator

SCMP API Field:

e_commerce_indicator

Simple Order API Fields:

ccAuthService_commerceIndicator

ccCreditService_commerceIndicator

octService_commerceIndicator

pinDebitCreditService_commerceIndicator

pinDebitPurchaseService_commerceIndicator