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REST API | Visa Platform Connect
Debit Cards
Customers commonly use debit cards, also called ATM cards or check
cards, in card-present situations. Your agreement with the debit networks
determines whether the customer must provide a personal identification
number (PIN).
Debit cards are branded with debit network logos, such as STAR, NYCE, Accel, and Pulse
and often with Visa and Mastercard logos as well. The logos indicate that the cards are
accepted wherever Visa and Mastercard are accepted and are processed through either a
debit or credit card network.
The customer chooses whether to process the card as a debit card or a credit card. In
either case, the money is taken out of the customer's bank account, and the transaction
is included on the customer's bank account statement. The customer does not receive a
credit card bill as with a regular credit card.