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Required Fields for Performing an AFT

These fields are required in a request for an authorization for an AFT:

clientReferenceInformation.code
orderInformation.amountDetails.currency
orderInformation.amountDetails.totalAmount
orderInformation.billTo.address1
orderInformation.billTo.country
orderInformation.billTo.firstName
orderInformation.billTo.lastName
orderInformation.billTo.postalCode
paymentInformation.card.expirationMonth
paymentInformation.card.expirationYear
paymentInformation.card.number
paymentInformation.card.securityCode
paymentInformation.card.type
processingInformation.authorizationOptions.aftIndicator
processingInformation.businessApplicationId: These are the values when using a Visa card type:

AA
: Account-to-account, sender and recipient are the same person
FD
: Funds disbursement, e.g. insurance payout
FT
: Funds transfer where OCT not available
PD
: Payroll disbursement
TU
: Top up - prepaid load
WT
: When AFT is used to fund a staged digital wallet; These are the values when using a Mastercard card type. The
recipientInformation.accountType
field must align with Business Application Identifier value.

AA
: Account-to-account, sender and recipient are the same person.
recipientInformation.accountType
must be either 01, 02, 03 or 06
FT
: Funds transfer where OCT not available. The
recipientInformation.accountType
must be either 00, 01, 02, 03 or 06.
PD
: Payroll disbursement. The
recipientInformation.accountType
field must be 03.
TU
: Top up - prepaid load. The
recipientInformation.accountType
field must be either 01, 02, 03 or 06.
WT
: When AFT is used to fund a staged digital wallet. The
recipientInformation.accountType
must be either 00, 01, 02, 03, 06 or absent.
recipientInformation.accountId
recipientInformation.accountType: For Mastercard, only these codes are permitted:

00: Other
01: Routing transit number (RTM) and bank account
02: IBAN
03: Card account
06: Bank account number (BAN) and Bank identification number code (BIC)
recipientInformation.address1: Required only with Mastercard.
recipientInformation.country: Required only with Mastercard.
recipientInformation.firstName
senderInformation.address1: Required with Visa and optional with Mastercard.
senderInformation.administrativeArea: Required with Visa when transactions are in the US or Canada. Field is optional for countries outside of the US and Canada.
senderInformation.countryCode: Field is only required with Visa transactions.
senderInformation.firstName: Required with Visa and optional with Mastercard.
senderInformation.lastName: Required with Visa and optional with Mastercard.

Related Information

REST API Field Reference Guide