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Required Fields for Performing an AFT

These fields are required in a request for an authorization for an AFT:
These are the values when using a Visa card type:
  • AA
    : Account-to-account, sender and recipient are the same person
  • FD
    : Funds disbursement, e.g. insurance payout
  • FT
    : Funds transfer where OCT not available
  • PD
    : Payroll disbursement
  • TU
    : Top up - prepaid load
  • WT
    : When AFT is used to fund a staged digital wallet
These are the values when using a Mastercard card type. The
recipientInformation.accountType
 field must align with Business Application Identifier value.
  • AA
    : Account-to-account, sender and recipient are the same person.
    recipientInformation.accountType
     must be either 01, 02, 03 or 06
  • FT
    : Funds transfer where OCT not available. The
    recipientInformation.accountType
     must be either 00, 01, 02, 03 or 06.
  • PD
    : Payroll disbursement. The
    recipientInformation.accountType
     field must be 03.
  • TU
    : Top up - prepaid load. The
    recipientInformation.accountType
     field must be either 01, 02, 03 or 06.
  • WT
    : When AFT is used to fund a staged digital wallet. The
    recipientInformation.accountType
     must be either 00, 01, 02, 03, 06 or absent.
For Mastercard, only these codes are permitted:
  • 00: Other
  • 01: Routing transit number (RTM) and bank account
  • 02: IBAN
  • 03: Card account
  • 06: Bank account number (BAN) and Bank identification number code (BIC)
Required only with Mastercard.
Required only with Mastercard.
Required with Visa and optional with Mastercard.
Required with Visa when transactions are in the US or Canada. Field is optional for countries outside of the US and Canada.
Field is only required with Visa transactions.
Required with Visa and optional with Mastercard.
Required with Visa and optional with Mastercard.

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