Account Verification Request

This section provides the information that you need in order to process
an account verification request
.
Authorizing a payment for
an account verification request
 shows whether a payment card account is valid and whether the card is lost or stolen. You cannot capture
an account verification request
.

Endpoint

Production:
POST
https://api.cybersource.com
/pts/v2/payments
Test:
POST
https://apitest.cybersource.com
/pts/v2/payments
Light Dark
Request
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{{
  "clientReferenceInformation": {
    "code": "Account_Verify_A61_015",
    "reconciliationId": "23",
    "partner": {
      "developerId": "eftPOS",
      "solutionId": "CNP"
    },
    "applicationUser": "eftPOS"
  },
  "processingInformation": {
    "commerceIndicator": "internet"
  },
  "orderInformation": {
    "billTo": {
      "country": "AU",
      "lastName": "VDP",
      "address2": "Address 2",
      "address1": "123 Collins St",
      "postalCode": "3000",
      "locality": "Melbourne",
      "administrativeArea": "VI",
      "firstName": "CYBS",
      "phoneNumber": "3-9657-1234",
      "district": "VI",
      "buildingNumber": "123",
      "company": "Visa",
      "email": "test@cybs.com"
    },
    "amountDetails": {
      "totalAmount": "0.00",
      "currency": "aud"
    }
  },
  "aggregatorInformation": {
    "aggregatorId": "1234567895"
  },
  "paymentInformation": {
    "card": {
      "expirationYear": "2024",
      "number": "4687380100010006",
      "expirationMonth": "12",
      "type": "070"
    },
    "purchaseTotals": {
      "currency": "AUD",
      "grandTotalAmount": "0.00"
    }
  },
  "merchantInformation": {
    "transactionLocalDateTime": "20240101010106"
  }}
Response to a Successful Request
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{{
  "_links": {
    "authReversal": {
      "method": "POST",
      "href": "/pts/v2/payments/7089507574696597603091/reversals"
    },
    "self": {
      "method": "GET",
      "href": "/pts/v2/payments/7089507574696597603091"
    },
    "capture": {
      "method": "POST",
      "href": "/pts/v2/payments/7089507574696597603091/captures"
    }
  },
  "clientReferenceInformation": {
    "code": "Account_Verify_A61_015",
    "partner": {
      "developerId": "eftPOS",
      "solutionId": "CNP"
    }
  },
  "id": "7089507574696597603091",
  "orderInformation": {
    "amountDetails": {
      "authorizedAmount": "0.00",
      "currency": "aud"
    }
  },
  "paymentAccountInformation": {
    "card": {
      "type": "070"
    }
  },
  "paymentInformation": {
    "tokenizedCard": {
      "type": "070"
    },
    "card": {
      "type": "070"
    }
  },
  "processorInformation": {
    "systemTraceAuditNumber": "144812",
    "retrievalReferenceNumber": "144812323712",
    "responseCode": "00",
    "avs": {
      "code": "2"
    }
  },
  "reconciliationId": "7089507574696597603091",
  "status": "AUTHORIZED",
  "submitTimeUtc": "2024-02-26T12:32:37Z"}