API Overview

Visa Bank Account Validation Merchant Guide
- Recent Revisions to This Document

Introduction to Visa Bank Account Validation
- Requirements for Visa Bank Account Validation

Generating a P12 Certificate

Enabling Message-Level Encryption

Validating a Bank Account
- Validate an Account Using Routing and Account Number
  - Required Fields for Validating an Account
  - Optional Fields for Validating an Account
  - REST API Example: Validating an Account Using Routing and Account Number
- Validating an Account Using Transient Tokens
  - Validating an Account Using a Transient Token: JSON Web TOKEN(JWT)
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account with Transient Token (JWT)
  - Validating an Account Using a Transient Token: JSON Token ID
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account Using a Transient Token (JSON Token ID)
- Validating an Account Using Regular TMS Tokens
  - Validating an Account Using a TMS Token: Customer Identifier
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account Using a Customer Identifier
  - Validating an Account Using a TMS Token: Instrument Identifier
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account Using an Instrument Identifier
  - Validation Using a TMS Token: Payment Instrument Identifier
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account Using a Payment Instrument Identifier

Response to a Successful Request
- API Response Codes for a Successful Request

Response to an Unsuccessful Request
- HTTP Status Codes for an Unsuccessful Request

Reference Information
- Viewing a Transaction in Business Center
  - Transaction Search
  - Transaction Details
- Reporting
- Testing Data

On This Page

Required Fields for Validating an Account

processingInformation.validationLevel: Set the value to
1
.
paymentInformation.bank.routingNumber: Set the value to the routing number for your customer’s bank. This field accepts a non‑negative string containing only digits.
paymentInformation.bank.account.number: Set the value to the bank account number for your customer's bank account. This field accepts a non‑negative string containing only digits and must be exactly nine-digits long.

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