API Overview

Visa Bank Account Validation Merchant Guide
- Recent Revisions to This Document

Introduction to Visa Bank Account Validation
- Requirements for Visa Bank Account Validation

Generating a P12 Certificate

Enabling Message-Level Encryption

Validating a Bank Account
- Validate an Account Using Routing and Account Number
  - Required Fields for Validating an Account
  - Optional Fields for Validating an Account
  - REST API Example: Validating an Account Using Routing and Account Number
- Validating an Account Using Transient Tokens
  - Validating an Account Using a Transient Token: JSON Web TOKEN(JWT)
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account with Transient Token (JWT)
  - Validating an Account Using a Transient Token: JSON Token ID
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account Using a Transient Token (JSON Token ID)
- Validating an Account Using Regular TMS Tokens
  - Validating an Account Using a TMS Token: Customer Identifier
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account Using a Customer Identifier
  - Validating an Account Using a TMS Token: Instrument Identifier
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account Using an Instrument Identifier
  - Validation Using a TMS Token: Payment Instrument Identifier
    - Required Fields for Validating an Account
    - Optional Fields for Validating an Account
    - REST API Example: Validating an Account Using a Payment Instrument Identifier

Response to a Successful Request
- API Response Codes for a Successful Request

Response to an Unsuccessful Request
- HTTP Status Codes for an Unsuccessful Request

Reference Information
- Viewing a Transaction in Business Center
  - Transaction Search
  - Transaction Details
- Reporting
- Testing Data

On This Page

Validate an Account Using Routing and Account Number

This section describes how to validate using direct routing and bank account details submitted through the REST API. Follow these steps to request a bank account validation:

Create a request with the required and any optional REST API fields. Refer to the request and response examples, if needed.

Send the completed request to one of these endpoints:

Production:

POST https://api.cybersource.com/bavs/v1/account-validations

Test:

POST https://apitest.cybersource.com/bavs/v1/account-validations

Verify the response messages to make sure that the request succeeded. For more information, see the Transaction response codes.

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