Merchant Requirements for Visa Bank Account Validation

The Visa Bank Account Validation product enables you to validate your customer's bank accounts in the US for ACH transactions. Before you can start using it, you must meet several requirements:
  • Verify that you have the capability to use REST API.
  • Contact the
    Cybersource
     sales team or your contracting partner to request onboarding for the Visa Bank Account Validation product.
  • Sign a Pilot/Beta agreement with
    Cybersource
     or your partner.
  • Obtain a
    REST API
     key P12 certificate for your merchant ID (MID) to send
    REST API
     requests.
  • Enable Merchant Level Encryption (MLE) to send API requests to
    Cybersource
    .

Partner Requirements for Visa Bank Account Validation

Portfolio users must enable their merchants to use the product.
For more information to enable Visa Bank Validation for your merchants, see Enabling Visa Bank Account Validation.