Introduction to Visa Bank Account Validation

Cybersource

offers the Visa Bank Account Validation product that helps you validate your customer's bank account for Automated Clearing House (ACH) transactions. This product also helps you comply with Nacha (National Automated Clearing House Association) Web Debit Account Validation Rule for ACH web transactions.

This product helps reduce the number of administrative returns, enhances the security and reliability of ACH transactions, and protects your business from the costly repercussions of invalid ACH transactions.

The Visa Bank Account Validation product validates both the routing and bank account number. The responses on this validation will let you know whether the customer's account is Validated, Not Validated, Low Risk, Medium or High Risk for processing ACH transactions.