Add an Echeck

Call

/tms/v1/instrumentidentifiers

to create an instrument identifier for the checking account.

The request returns a token that is unique for a specific bank account number and routing number. This can be used to track the use of the account across sales channels.

Store this token in your database.

To add the echeck as the customer's payment method, call:

/tms/v2/customers/{customerTokenId}/payment-instruments

using the customer token from the Create a New Account step. Pass the instrument identifier token, bank account type, SEC code, ...etc. If this is the first payment method, it becomes the customer's default.

For details, see Create an echeck Instrument Identifier and Create an echeck Payment Instrument in the API Reference.