Complying with the PCI MPoC Standard

The Tap to Pay on Android Solution complies with the PCI Security Standards Council (PCI SSC) Mobile Payments on COTS (MPoC) Standard, ensuring secure and reliable payment processing. The standard is typically referred to as

PCI MPoC

.

The solution uses the PCI MPoC-certified Tap to Pay Ready app by Visa to fulfill software, attestation, and monitoring requirements. The app uses a transparent overlay during payment processing to maintain a seamless UI experience.

Using an app-to-app approach, payment processing is handled separately from your app. Transactions are started in your point-of-sale (POS) app and are securely passed to the Tap to Pay Ready app for processing before returning to the original app. This approach helps reduce PCI compliance complexity, lowers costs, speeds up time-to-market, and enables seamless MPoC-related updates without affecting your app.

For more information about the solution's PCI compliance status, click this link.