Relaxing Data Validation Requirements for Decision Manager and Fraud Management Essentials

Products Included:

Decision Manager, Fraud Management Essentials

Region/Country:

Global

Expected Release Date:

August 2025

Internal Feature Number:

16907

These fields are no longer required for Decision Manager and Fraud Management Essentials:

Cardholder first and last name
Email address
Billing address
Card type

With this enhancement, you should receive fewer DMMISSIGFIELD decline messages.

Decision Manager will no longer block transactions from expired cards. You should no longer receive DCARDEXPIRED decline messages.

Decision Manager will accept a broader range of card schemes. You should receive fewer DINVALIDCARD decilne message.

No action is required to receive these enhancements.

This feature will provide for a better user experience across the two products. While Decision Manager and Fraud Management Essentials will not decline transactions with missing values for the fields listed above, more data will improve the model results. Users are encouraged to share as much quality data as possible.