API Overview

Product Note

Announcements
- BIN Lookup Service 2.0

Features Released in July
- Click to Pay and Unified Checkout Support for the Brazilian Market
- 3-D Secure for Card-Not-Present Transactions on EFTPOS
- TMS REST API Transactions Now Included in Transaction Search
- BIN Lookup Updates
- BIN Lookup Enhanced by Including New Sources
- Account Funding Transactions Now Available on Streamline
- Paze Added to Invoicing and Pay by Link
- eCheck Added to Invoicing and Pay By Link
- Custom Merchant-Defined Data Added to Invoicing
- Invoice Webhook Events Enabled Without Payer Confirmation Email
- Invoicing Enables Merchants to Override Field Labels
- Pay By Link Merchant Branding
- Buttonless Click to Pay
- Paypak Added to Transaction Search and Details

Payer Interface Upcoming Features
- Bank Identification Number to Be Returned in API Response of Tokenized Payments
- Account Verification Will Support Anticipated Amount
- Audit Logging to Be Enabled for Invoicing and Pay by Link
- Enhanced TMS Integration Features for the REST API
- Upcoming Enhancements to the Billing Portal
- Support for Customer Redirect after the Transaction
- Webhooks Events for Invoicing with Merchant's Emails
- Invoicing and Pay By Link Accept EFTPOS
- Unified Checkout to Support New Alternative Payment Types
- Recurring Billing to Support Turning Off Notifications to Payer
- Visa Push Account Updater
- PAX D135 to Be Supported As Acceptance Device
- Unified Checkout and Microform to Expand Regional Support
- Acceptance Devices to Support EBT Payments
- Unified Checkout to Support Dual-Brand Cards for Cartes Bancaires

Payment Processing Upcoming Features
- Updating FDC Compass Level II and Level III Processing to the June 2024 Specification
- AFT Transactions to Be Available on FDC Nashville Global
- Adding Mastercard Processing on Visa Platform Connect in Colombia
- Support for Card Present Retail Contactless Transaction for ITMX
- Support for Visa Card Payments on Apple Pay Will Be Available on JCN Gateway
- Purchase Return Authorization to Be Enabled on Omnipay
- AFT to Be Supported Through OmniPay
- Prosa to Support Merchant-Initiated Transactions
- Rule-Based Routing to Be Enabled
- Payment Events to Be Supported by Webhooks
- New Notifications for eCheck

Post-Processing Upcoming Features
- Generating Reports with eCheck Transaction Using Reporting API

Visa Acceptance Platform Upcoming Features
- Enabling Partners to Self-Serve and Manage the Standard Billing Data Package

Risk Management Upcoming Features
- Decision Manager User Interface Updates
- Relaxing Data Validation Requirements for Decision Manager and Fraud Management Essentials
- Payer Authentication Configuration Version 3.0
- New Declined Payment Status Added to Fraud Management Essentials

On This Page

AFT to Be Supported Through OmniPay

Products Included:

Account Funding Transactions

Region/Country:
Global

Expected Release Date:
August 2025

Internal Feature Number:
14657

With this release, merchants who process through Omnipay will be able to process Account Funding Transactions (AFT).

Customer Impact

An AFT is a transaction in which funds are withdrawn from a Visa or Mastercard account and used to fund another account. When an AFT is used independently to fund another Visa or non-Visa account, AFTs must only be used to fund an account belonging to the same individual or entity holding the account from which the funds have been pulled. For example, AFTs can be used for:

Loading or topping up prepaid card accounts.

Moving funds into another financial account, such as a savings account.

Acting as a funding source for person-to-person (P2P) money transfers.

Loading third-party digital wallets.

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