Effective date:
October 18, 2024
Processor:
Visa Platform Connect
Regions:
All
Services:
Account funding source (AFT) and original credit transaction (OCT) request and response
Feature
As of October 18, 2024, regulatory reporting requirements have been introduced that require new sender information for international AFTs and OCTs.
Issuers
Issuers that receive the Acceptance Environment Data field must support the receipt of the existing merchant and acquirer address data tags and the new payment facilitator tags for all AFTs and OCTs with money transfer BAIs.
Acquirers
Acquirers may choose to send the new payment facilitator data and account owner data for cross-border AFTs and OCTs with money transfer BAIs.
Merchants
If merchants use an aggregator for transacion processing, they must include payer facilitator details in the authorization request for AFTs or OCTs transactions. The merchat must include these fields in an authorization request:
  • REST API:
    • aggregatorInformation.streetAddress
    • aggregatorInformation.city
    • aggregatorInformation.state
    • aggregatorInformation.postalCode
    • aggregatorInformation.country
  • SCMP API:
    • aggregator_streetAddress
    • aggregator_city
    • aggregator_state
    • aggregator_postalCode
    • aggregator_country
  • Simple Order API:
    • ccAuthService_aggregatorStreetAddress
    • octService_aggregatorStreetAddress
    • ccAuthService_aggregatorCity
    • octService_aggregatorCity
    • ccAuthService_aggregatorState
    • octService_aggregatorState
    • ccAuthService_aggregatorPostalcode
    • octService_aggregatorPostalcode
    • ccAuthService_aggregatorCountry
    • octService_aggregatorCountry