Checking Enrollment in Payer Authentication

The Check Enrollment service identifies the customer's bank and collects data about the device that the customer is using to place the order.

Card-Specific Requirements

Some payment cards require information to be collected during a transaction.
consumerAuthenticationInformation. defaultCard
This field is recommended for Discover ProtectBuy.
consumerAuthenticationInformation.mcc
This field is required when the card type is Cartes Bancaires.
consumerAuthenticationInformation. productCode
This field is required for American Express SafeKey (U.S.) when the product code is
AIR
 for an airline purchase.
merchantInformation.merchantDescriptor. name
This field is required for Visa Secure travel.
orderInformation.shipTo.addess1
This field is required only for American Express SafeKey (US).
orderInformation.shipTo.address2
This field is required only for American Express SafeKey (US.)
orderInformation.shipTo.administrativeArea
This field is required only for American Express SafeKey (US).
orderInformation.shipTo.country
This field is required for American Express SafeKey (US).
orderInformation.shipTo.postalCode
This field is required for American Express SafeKey (US).
paymentInformation.card.type
This field is required when the card type is Cartes Bancaires, JCB, UnionPay International, or Meeza.

Country-Specific Requirements

These fields are required for transactions in specific countries.
consumerAuthenticationInformation. merchantScore
This field is required for transactions processed in France.
consumerAuthenticationInformation. overrideCountryCode
For Meeza transactions, this value must be set to
EG
 when Egypt is not set as the country in the merchant configuration during merchant boarding.
merchantInformation.merchantDescriptor. country
For Meeza transactions, this value must be set to
EG
 when Egypt is not set as the country in the merchant configuration during merchant boarding.
orderInformation.billTo.administrativeArea
This field is required for transactions in the US and Canada.
orderinformation.billTo.locality
This field is required for transactions in the US and Canada.
orderInformation.billTo.postalCode
This field is required when the
orderInformation.billTo.country
 field value is
US
 or
CA
.
orderInformation.shipTo.administrativeArea
This field is required when the
orderInformation.shipTo.country
 field value is
CA
,
US
, or
China
.
orderInformation.shipTo.postalCode
This field is required when the
orderInformation.shipTo.country
 field value is
US
 or
CA
.

Processor-Specific Requirements

These fields are required by specific processors for transactions.
orderInformation.billTo.postalCode
This field is required only for merchants in Saudi Arabia.

Endpoint

Production:
POST
https://api.smartpayfuse.barclaycard
/risk/v1/authentications
Test:
POST
https://api.smartpayfuse-test.barclaycard
/risk/v1/authentications